Product Lines - Prime Insurance Company
15691
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Product Lines

Prime Insurance Company offers excess and surplus lines, property and casualty insurance. We do not provide health, life, or workers’ compensation insurance.

Aviation

Classes

AMTs
Antique Aircraft
CFIs
Commercial Pilots
Experimental Aircraft
Gyroplanes
Helicopter & Rotocraft
Helicopters

Home Built Aircraft
Hot Air Balloons
Light Sport Aircraft
LSAs
Private Pilots
Student Pilots
Ultra Lights
Vintage/Antique

Coverages

Commercial and Personal Liability
Drones
Excess coverage available
Ground in motion, or not in motion
Hangar Liability

Hull
In Flight or Transport
Non-owned Aircraft
Physical Damage

Commercial Auto

Classes

Airport Bus Service
Black Car Service
Buses – All Types
Fleets
Limousines/Black Cars

Long-haul Trucking
Rideshare
School Busses
Taxi Cabs

Coverages

Auto Liability
Auto Physical Damage
Commercial Truck Coverage
Drive Away Coverage

Excess coverage available
Hired or Non Hired Auto
Motor Truck Cargo
Terminal Operation

Commercial Liability

Classes

Agricultural Chemical Applicators
Alpine Skiing
Amusement Industry
Apparel Retailers
Aquatic Chemical Applicators
ATVs
Bars, Lounges, Pubs, Taverns
Batting Cages
Bicycle Activities
Camping Activities
Camps, Camping, Hiking
Cannabis Industry Liability Coverage
Carpet & Furniture Cleaning
Ceiling & Wall Contractors
Chimney Cleaning
Commercial General Liability
Contractors / Building Trades
Dance Activities
Drone Liability
Environmental Cleanup Contractors
Equipment Dealers
Events Liability
Fence Installers
Fireplace Installers
Glass Installers
Golf Ranges
Grocery Store
Guest Ranches
Guided Activities
Guided Tours, Rentals
Gymnastic Schools
Health and Sports Clubs
Health Clubs
Home Improvement Supply Stores
Horse Activities
Hunting & Fishing Pack Trips
Inflatables
Janitorial Services
Landscapers
Lawn & Garden Care
Manufactured Home Dealers

Martial Arts
Masonry Contractors
Motorsports
Outdoor Recreation
Painting Contractors
Pest Control
Pet Shops
Petroleum Environmental Cleanup
Propane Dealers
Real Estate Firms
Recovery Agents
Recreation & Sports Event Operations
Recreation Centers
Recreation Equipment Dealers
Restaurants and Bars
Right Of Way Management
River Operations
Roofing & Siding Contractors
Ropes Courses
Septic Tank Cleaning
Shooting Ranges
Sign Installers
Skateboard Parks
Skating Rinks
Skiing
Special Events
Towing Operators
Trainers
Tree Service
Underground Storage Tanks
Used Car Dealers
Water Parks
Water Sports
Window Cleaning
Winter Activities
Winter Operations
Yoga Instructors
Youth at Risk
Zipline Courses

Coverages

Assault and Battery
Excess coverage available
General Liability
Liquor Liability
Parades and Fireworks Liability
Personal Effects Coverage

Personal Injury Coverage
Product Liability
Sexual Abuse and Molestation
Special Events Liability
Watercraft

Commercial Property / Inland Marine

Classes

Bars and Taverns
Habitational
Offices

Restaurants
Warehouses

Coverages

Basic, Broad, Special Form Coverages Avaliable
Builder’s Risk
Commercial Property / Inland Marine package
Equipment Floaters
Excess coverage available

General Liability and Commercial Property package
Inland Marine
Jeweler’s Block
Optional Theft Coverage
Vacant Property, Building, Land
Wind & Earthquake

Directors & Officers Liability Insurance

Classes

Board Members
Business Professionals
Not For Profit Organizations

Private Companies
Publicly Traded Companies
Retired Consultants and Mentors

Coverages

Assault and Battery
Breach of Duty
Deposition Coverage
Employment Practices Liability
Misstatements, Neglect

Sexual Abuse and Molestation
Spouse can be named as additional insured
Wage & Hour
Wrongful Acts

Errors & Omissions Insurance

Classes

Business Professionals
People responsible for the outcome of a service or job

Personal or at Home Service Companies
Service Companies
Small Business Owners

Coverages

Assault and Battery
Customized Solutions

Sexual Abuse and Molestation
Wrongful Acts

Garage Liability & Towing

Classes

Auto Body Shops
Auto Dealerships
Auto Repair Shops
Car Washes
Custom Shops
Equipment Dealers
Manufactured Home Dealers
Mechanical Repair Shops

Mechanics
Mobile Home Dealers
Motorcycle and Recreational Vehicles
Recreation Vehicle Dealers
Repossession Companies
Towing Operations
Used Car Dealerships
Valet Parking

Coverages

Dealer’s Open Lot
Drive Other Car
Excess coverage available
Garage Keepers Legal Liability
Garage Keepers Liability

Garage Liability
Towing
Towing – On Hook & Cargo
Wrongful Repossession / Recovery

Healthcare Services

Classes

Assisted Living
Doctors
Health Professionals
Midwives

Nurses
Physicians & Surgeons
Senior Care

Coverages

Medical Directors
Professional Liability

Sexual Abuse and Molestation
Wrongful Acts

Personal Lines

Coverages

Animal Liability
ATV’s & 4 Wheelers
Excess coverage available
Homeowners
Mobile Home Coverage
Optional Earthquake & Burglary Coverages

Personal Property such as Jewelry, Guns, etc.
Snowmobiles
Tenant Liability
Watercraft

Professional Liablity

Classes

Accountants
Architect / Engineers
Architects
Artisan Specialty Contractors
Attorneys
Auto Repair Garages
Bookkeepers
Carpenters
Catering
Certified Public Accountants (CPA)
Consultants
Doctors
Electricians
Engineers
Financial Planners
Fine Dining
Health Professionals
Home Inspectors
Hospitality
Insurance Agents
Insurance Brokers
Land Planners
Land Surveyors
Landscape Architect

Law Offices
Lawyers
Legal Professionals
Midwifery
Midwives
Nurses
Paralegals
Personal Trainers
Physicians & Surgeons
Plumbers
Police Officers
Real Estate Agents
Real Estate Appraisal Firms
Real Estate Brokers
Real Estate Firms
Restaurants
Retail Stores
Roofers
Schools
Security Guard Operations
Tax Preparers
Teachers
Tenant Legal Liability
Title Agents
Tree surgeons

Coverages

Abuse & Molestation
Defense

Malpractice
Negligent / Wrongful Acts

Specialty

Classes

Associations
Driving Schools
Facilities
Fairs & Fairgrounds
Family Entertainment Centers
Festivals
Franchised Powersports Dealers
Horse Tracks

Independent Car Clubs
Performing Arts Centers
Race Teams
Skating Rinks
Special Events
Theme Parks/Themed Attractions
Zipline Courses
Zoos & Aquariums

Coverages

Cancellation Coverage
Contractual Liability
Prize

Weather
Wrongful Acts