Limo Insurance

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You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Limousine Insurance For Limo Companies and Limo Drivers

If you’re an insurance producer looking to write more business and provide insurance solutions to your clients, then Prime Insurance Company is the partner for you. As an excess and surplus lines insurance company, rated “A” (Excellent) by A.M. Best, Prime can write limo insurance with confidence. We can also write limo driver insurance, limo insurance for personal use, and commercial limo insurance.  

We can help your clients even if they’ve been canceled or denied insurance in the past or have a claims history. In most states, we can cover limousines, limo companies, limo services, and limo drivers. Whether your client started a new business or is a new driver, or has been in the industry for 20+ years, we can write a customized insurance policy to fit their needs.  

Prime has over 40 years of experience, making us one of the best limo insurance providers out there. Many limousine insurance companies are turning away individuals and businesses that are deemed too risky – they could also be leaving gaps/exclusions in policies that leave the policyholder exposed. Prime takes a more hands-on approach to learn about your client and their needs so we can write a policy that ensures maximum protection. 

Classes

  • Limousines
  • Limo Companies
  • Limo Services
  • Limo Drivers
  • And More!

Coverages

  • Commercial Auto Liability
  • Commercial Auto Physical Damage
  • New Operators Coverage
  • Contingent Auto Liability
  • Hired & Non-Owned Auto Liability
  • Excess Auto Liability
  • Dealer Plate / Transport Plate Liability

Why Choose Prime As Your Insurance Partner? 

There are many reasons why you should choose Prime as your insurance partner but here are some highlights: 

Partnership Approach 

At Prime, we build trusted relationships and want all parties to be involved. We arrange a phone call with every potential insured to provide fast, flexible underwriting for every client. From our underwriters to our legal team, the insured, and the producers — at Prime, everyone is considered a partner and our processes are designed for the mutual benefit of all parties involved. 

“A” Rated Carrier With 40+ Years Of Experience 

The strength and stability of Prime have led us to over 40 years of experience in the insurance industry. Commercial auto and limousine insurance are our expertise!  

In-House Teams 

We have it all – underwriting, legal, risk management, policy services, etc. You will have direct access to our staff and services, ready to assist you! We even have an in-house claims hotline if an incident or claim occurs, available 24/7.

Extraordinary Claims Results 

We pride ourselves on our ability to handle claims in-house and effectively. Prime’s team of attorneys and adjusters are here to assist you every step of the way. Unlike most insurance companies, Prime fights frivolous lawsuits. We will be by your side every step of the way!

Limo Insurance Providers and Prime Insurance 

Looking for the best limousine insurance provider? Prime Insurance Company should be at the top of your list. Our partnership approach requires that we speak with the producer and the insured so we can better understand everyone’s needs in order to provide the right coverage, the right service, and most importantly, a healthy relationship.

A lot of people go with cheaper markets that will cost them and their insured more in the long run! Over the past years, many of the cheaper markets have run into trouble, gone broke, or stopped writing. As a result, Prime is writing more business and we remain committed to doing it right! Insureds need a more efficient limo insurance company and a better partner that’s willing to fight frivolous lawsuits practiced by legal professionals nationwide.

In short, Prime won’t compete with your other markets from a premium standpoint, but we will help you write the business you are turning away today. Plus, we’ll be by your side when a claim or lawsuit is filed against you.

About Prime Insurance Company

Prime Insurance Company is an excess and surplus (E&S) lines insurance company, specializing in property and casualty insurance for non-traditional, specialty risks that don’t meet the current appetite of other markets. Prime currently produces in excess of $200 million gross premiums annually. The company writes E&S business in all 50 states and has an “A” (Excellent) rating by A.M. Best. 

Prime delivers coordinated services by integrating expert underwriting, policyholder services, policy accounting, premium financing, risk management, state tax payments, claims administration, and self-insured support program services all under one roof.

Writing Limo Insurance Through An Admitted Carrier

Commercial Auto coverage is available in Florida, Illinois, Kansas, Kentucky, Massachusetts, Nevada, New Jersey, New Mexico, North Carolina, and South Carolina through our admitted carrier, Prime Property & Casualty Insurance Inc. 

Presently, we do not offer any Commercial Auto coverage in New York. Secondary auto such as drive-away or non-owned auto coverage is available in all states. 

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.