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Operators of automotive garages, car dealerships, or towing services face a unique set of liability exposures. If an accident or other mishap occurs, these businesses and their owners could be on the hook for thousands or even millions of dollars. Without an adequate garage keepers’ legal liability insurance plan, the financial losses can have lasting consequences.
Are you an insurance agent or broker looking for the best coverage options for your clients that own garages and repair shops? Prime Insurance Company can help by providing garage keepers legal liability coverage that minimizes the business owner’s exposure. Your policyholders benefit from receiving customized, all-in-one protection. And as a producer, you can offer solutions that aren’t available in the standard market.
We offer many types of liability coverage in Garage Operations for premises, overall operations, and Garage Keepers Legal Liability (GKLL). Businesses can obtain coverage from Day One of a new business operation without a limitation period wait.
To see a complete list of coverages and exclusions, view or download our PDF!
Examples of the specific types of garage insurance we offer include:
Producers who write excess and surplus lines insurance face multiple challenges when seeking coverage for their clients. Garage and mechanic insurance can be difficult to obtain in the standard market, especially if the applicant has an extensive claims history.
At Prime, we specialize in risks that other providers don’t take. We can provide coverage if the applicant has been nonrenewed, canceled, or rejected elsewhere. We can also fill the gaps and exclusions that increase the policyholder’s exposure. By writing policies for challenging or misunderstood risks, we deliver the protection that businesses need. Insurance producers benefit by helping their clients obtain essential liability coverage that isn’t available elsewhere.
The more help and guidance you can provide to clients, the better your chances are of earning and keeping their business. When you partner with Prime, you’ll receive extensive support. We back our garage keepers legal liability insurance programs with excellent service at every step. Work with us for:
As an insurance producer, you can benefit from several aspects of our service:
Producers and policyholders both want to know that the insurance partner they’ve chosen will be there when it counts. Prime is a financially sound business entity — we’ve earned an “A” (Excellent) rating from AM Best, a global credit rating agency serving the insurance industry for more than a century. You can select us with complete confidence.
Prime has also earned a Financial Stability Rating® of A” (A Double Prime), Unsurpassed, from Demotech, Inc. The most current Financial Stability Rating® must be verified by visiting www.demotech.com.
We’ve eliminated the hassles of applying for towing and garage repair shop insurance with our quick, efficient application process:
Once we’ve received all the above, we’ll contact you to schedule a convenient telephone conversation with you or the applicant to gather additional information. We’ll then review the details and issue a prompt quote.
If you have questions about garage keepers legal liability coverage, feel free to contact us online.
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