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Inflatables Liability Insurance
While inflatables are fun, they come with risks. A recent CHOC-led study found that the frequency and rate of pediatric bounce house injuries has increased steadily over the last 20 years and that kids will continue to get hurt in inflatable play structures unless injury prevention measures are stepped up and safety regulations are improved.
If you are an insurance producer who protects a client in the inflatables business, liability insurance is a must to safeguard them against incidents, claims, or lawsuits.
Nature of Business
(who we can help)
We can help insurance producers (agents and brokers) that are looking to write more business for their clients of the following classes:
- Party Equipment Rentals
- Bounce Houses
- Bouncy Castles
- Mechanical Bulls
- Carnivals, Festivals, etc.
- Inflatable Obstacle Courses
- Inflatable Slides
- And More
Coverage Options
- Commercial General Liability
- Commercial Auto Coverage (available in most states)
- Equipment Rental Liability
- Personal Liability
- Physical Damage
- Premises Liability
- Products Liability
- Property Coverage
- Alleged Assault and Battery Liability
- Alleged Sexual Abuse and Molestation Liability
- Communicable Disease Liability Coverage
- TRU Umbrella / Excess Liability
- And More
More Information About Inflatables Insurance
What Inflatable Liability Insurance Covers
If your client rents and operates bounce houses, inflatable slides, jumpers or other blow-up devices, they will need more than liability waivers to stay operational and safe from lawsuits. Liability insurance is necessary to defend them against incidents of bodily or property damage and protect their business from expenses and asset loss.
Here at Prime Insurance Company, we create customized liability insurance policies designed for inflatables businesses to help them stay operational and protected. We also offer specialty liability coverage, such as a communicable disease liability coverage option, for added security and peace of mind.
FAQs About Inflatables Liability Insurance
View our FAQs to learn more about the importance of inflatables liability insurance:
- Who needs inflatables liability insurance? Any business dealing with inflatables, such as party equipment rental companies or indoor inflatables businesses, will need liability insurance.
- Do I need insurance for a bouncy castle? Accidents are always possible and bouncy castles are no different. Liability coverage can help keep your clients protected against risk and liability.
- What Is Pay for Play? This term applies when a business charges per person for access to the bounce house as opposed to renting it out for an event where all guests can play free of charge. In either situation, it would be best for your client to invest in liability coverage to ensure they are protected.
The Benefits of Working With Prime Insurance Company
When you partner with Prime, you’ll work with a team dedicated to finding a solution for your client’s unique insurance needs. We offer:
- Customized plans: We can handle multiple types of risks, ensuring you and your clients receive the help you need. We can write customized coverage under one policy that is easy to understand.
- Flexible underwriting: Our in-house team of underwriters has decades of experience working with unusual risks and finding innovative insurance solutions.
- Thorough risk mitigation: Our staff performs on-site inspections and evaluations of current practices and procedures to help mitigate your client’s risk.
- Constant communication: We strive to establish consistent contact between producers, insureds, and underwriters.
- Reliable and trustworthy service: We have been rated “A” (Excellent) by AM Best*, meaning you can trust our financial security.
Request An Inflatables Insurance Quote Today
Whatever your needs, we can work with you to find the right solution. Request a free quote today to learn how we can help your client with their inflatable liability risks.
*For the latest ratings, visit www.ambest.com