A True Solution for Specialty Insurance
A Partnership Approach
Prime Insurance Company offers customized coverage and solutions to individuals, businesses and producers when standard markets don’t meet the needs of the insured.
800-257-5590
- Excess & Surplus
- Property & Casualty
- Specialty Liability
- Customized Coverage
Important Update for Producers
Effective 1/1/2025, Prime Insurance Company will transition to DIRECT BILLING.
Click the button below to learn more and see how it affects current and new policies.
The Service and Flexibility of Prime Insurance Company
Fast Quotes
Insurance Coverage in All 50 States
Customized Specialty Liability Coverage
No Minimum Production Requirement
We Are Seeking New Agents For Hard-to-Place Risks!
Prime is an excess surplus lines insurance carrier rated A (Excellent) by A.M. Best*, offering solutions for hundreds of risk classes in all 50 states.
No minimum production requirements and more opportunities to write business, Prime Insurance Company is the company you want to work with.
The Prime Approach
A BETTER INSURANCE PROCESS
Partner With Prime
With the Prime partnership approach,
we arrange a phone call with every
potential insured to provide fast,
flexible underwriting for every client.
Underwriting
In-house underwriting and risk
management teams work directly
with policyholders and conduct
onsite risk management visits.
Risk Mitigation
Our in-house teams take a
hands-on approach to better
mitigate client risks.
Sign Up Process
We contact every applicant before
signing with them to get a full picture
of the individual and we encourage
producers to play a supporting role
in this process.
Dedicated Client Support
Rapid response underwriting, policy
service and change requests, risk
management support, and a 24/7
in-house claims hotline if an
incident or claim occurs.
Direct Claims Handling
Prime’s in-house team of attorneys
and adjusters are here to assist
you every step of the way.
What’s New From Prime
KEEP UP-TO-DATE WITH THE LATEST
Latest Insight from Rick J. Lindsey
In the end, we will overperform for good partners and we will show no mercy to liars, cheaters, or stealers. The law and our justice system are the best in the world, which allows us to fight for the right and win!
Make Happy Customers and Stop Feeding the Lawyers.
Meet Some of Our Partners…
“The service is really, really good…”
Prime Presents: Waste Haulers with Sunshine Recycling Services
Prime Presents: Towing with Westbrook Towing
Prime Presents: Parasailing with Miami Beach Ocean Watersports
Prime Presents: Mountain Guides with Utah Mountain Adventures
Choose Specialty Insurance with Expertise
We’re not like all the rest. Prime Insurance Company has partnered with the producer community to offer innovative solutions when other lines carriers decline coverage, cancel, or non-renew. Prime provides fast, flexible underwriting, risk management partnerships, and extraordinary claims results. Writing excess & surplus lines policies across all 50 states with a skilled team and dedication to quality—Prime has established a reputation as the market’s true solution for specialty risks.