Product Liability

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Prime’s Product Liability Insurance Coverage

Product liability insurance protects manufacturers, distributors, or sellers of a covered product from legal liability resulting from a defective condition that caused personal injury, death or damage associated with a product.

Your clients who are product manufacturers, distributors and/or sellers may be held liable for injuries suffered by customers and others from their products. Product liability insurance may provide the necessary coverage for costs associated with these incidents, accidents or lawsuits.

Make sure they have the protection they need should an incident, accident or lawsuit occur. Protect your business and your bottom line with Prime’s Product Liability Insurance Coverage.

Who Needs Product Liability Coverage?

Many types of businesses need to have product liability coverage, including:

  • Manufacturers
  • Distributors
  • Wholesalers
  • Sellers
  • Importers
  • Food Industry
  • And More!

About Prime Insurance Company

There are many reasons why you should choose Prime as your insurance partner but here are some highlights:

Partnership Approach

At Prime, we build trusted relationships and want all parties to be involved. We arrange a phone call with every potential insured to provide fast, flexible underwriting for every client. From our underwriters to our legal team, the insured, and the producers — at Prime, everyone is considered a partner and our processes are designed for the mutual benefit of all parties involved.

“A” Rated Carrier With 40+ Years of Experience

The strength and stability of Prime have led us to over 40 years of experience in the insurance industry. Product liability is our expertise!

In-House Teams

We have it all under one roof – underwriting, legal, risk management, policy services, etc. You will have direct access to our staff and services, ready to assist you! We even have an in-house claims hotline if an incident or claim occurs, available 24/7. Prime can write up to $10 million in-house.

Extraordinary Claims Results

We pride ourselves on our ability to handle claims in-house and effectively. Prime’s team of attorneys and adjusters are here to assist you every step of the way. Unlike most insurance companies, Prime fights frivolous lawsuits. We will be by your side every step of the way!

About Us

Prime Insurance Company is an excess and surplus (E&S) lines insurance company, specializing in property and casualty insurance for non-standard, specialty risks. Prime currently produces in excess of $400 million gross premiums annually. The company writes E&S business in all 50 states and has an “A” (Excellent) rating by A.M. Best*. Prime has also earned a Financial Stability Rating® of A” (A Double Prime), Unsurpassed, from Demotech, Inc.**

Prime delivers coordinated services by integrating expert underwriting, policyholder services, policy accounting, premium financing, risk management, state tax payments, claims administration, and self-insured support program services all under one roof.

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**The most current Financial Stability Rating® must be verified by visiting

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