In the last several years, the number of lawsuits against professionals has dramatically increased. The reality is that even individuals who do not make a mistake can still be sued for malpractice. Without the proper medical professional coverage, professionals run the risk of being involved in a dangerous lawsuit. Prime Insurance Company provides coverage that protects medical professionals from personal and professional liability.
We can help insurance producers (agents and brokers) that are looking to write more business for their clients in the healthcare industry, including:
Having medical professional liability insurance ensures protection both now and in the future. Even the most experienced and cautious medical professionals still have the potential to make a mistake at any time. Any kind of mistake or oversight can come with significant financial consequences.
Physician assistants could potentially give a misdiagnosis, leading to allegations of malpractice if the patient’s condition worsens. Pharmacists who mislabel or dispense the wrong medication can easily face a malpractice lawsuit or claim. A physical therapist in charge of managing preventive care or rehabilitation could be blamed for worsening the patient’s condition or not managing a fracture well. Similarly, both nurses and home healthcare providers can be at risk for claims of negligence.
Even in situations where mistakes are unintentional, such as poor imaging from a radiology lab, medical professionals can still be responsible and face a malpractice lawsuit.
With professional liability insurance, which is also referred to as errors and omissions insurance, professionals will be protected against any lawsuits that might occur following an unsatisfactory service, injury, or death.
This reality is why, no matter what field professionals practice in, they need to have adequate coverage. Here at Prime Insurance Company, we provide coverage for a wide range of medical professionals, including:
Prime Insurance Company specializes in customized coverage and solutions for insurance producers. With our hands-on approach, we’ll make sure you deliver the exact coverage medical professionals need. Even if a medical practice has a claims history or has been canceled or declined in the past, we can help.
Insurance producers that choose to work with us will experience several benefits, including:
Most medical professionals wisely protect themselves with a basic professional liability policy. But, what happens when a legal judgment exceeds the limits of these policies? Prime Insurance Company provides coverage that protects medical professionals from personal and professional liability while covering any holes or exclusions.
Medical professional liability insurance covers a wide range of risks. Through our all-in-one policies, medical professionals can choose coverage which includes:
Prime provides coverage in all 50 states. Along with nationwide coverage, we write in Washington D.C., Guam, Puerto Rico, and the U.S. Virgin Islands.
For those involved in the medical profession, Prime Insurance can help you ensure their finances and career are protected. We’ve been helping insurance providers deliver custom coverage for over 40 years. Once you submit the application and our underwriting team reviews it, we’ll set up a phone call to discuss insurance needs and desired coverage options.
Ready to work together and provide the medical liability insurance professionals have been looking for? Contact us today to learn more and receive a free quote.
*For the latest ratings, access www.ambest.com.
Around 17,000 malpractice lawsuits are brought to court against doctors each year