We Write the Tough Risks — Producers Reap the Rewards

Stop saying no to new specialty risk business opportunities

A Partnership Approach – From Start to Finish

Prime Insurance Company believes that the foundation for growth and success is
partnership. By working together, we increase each others’ value.
That’s the partnership advantage.

More Value For Producers

BUILDING TRUST FROM THE START

Expanding Opportunity

When the standard market says no, Prime steps in to provide specialty insurance solutions.

Prime broadens the spectrum of possibility for your business by providing innovative liability solutions for specialty risks. Our unique ability to supply a stable market beyond the boundaries of other insurance carriers opens up options for a larger book of business.

Partnership Advantage

We build trusted relationships and work in close collaboration with our partners to produce amazing results.

From our underwriters, to our legal team, the insured, and the producers — at Prime, everyone is considered a partner and our processes are designed for the mutual benefit of all parties involved.

Integrated Services

Customized underwriting, risk management partnership, extraordinary claims results.

Prime teams work together to evaluate the risk, offer risk management expertise, and provide options for coverage. Should you need them, our in-house legal team delivers extraordinary claims service and results.

Peer Comparison – 2020

Compare our combined ratio and direct premiums written with other insurance carriers.

Peer Comparison 2019

Click to Expand

Don’t waste your time on unnecessary upfront paperwork.

As a Producer you don’t need to file an agreement in order to get a quote.
In fact, you won’t need a filed agreement until you are ready to bind a risk.

Why It Pays to Choose Prime Insurance Company:

  • Profit Sharing and No Minimum Production Requirements
    Prime has no minimum production requirements, unlike other carriers. Unique profit sharing opportunities available.
  • Customization
    Prime can issue manuscript claims-made and occurrence form policies to allow you to customize insurance coverage for your clients. Most manuscript policies are designed to provide for defense costs within policy limits, and broader coverage policies are generally available for additional premium.
  • Financing
    Prime offers flexible premium financing through Greenlight Premium Financing Company. Greenlight terms are flexible based on account size and historical experience. Learn More.

Choose a Partner with Expertise

40+ Years of Experience

Experience Writing Unlimited Risk Classes

70,000+ Claims Handled By Our
In-House Legal Team

Visit Our Education Center

VAlUABLE TOOLS & RESOURCES

Prime supports our partners with valuable tools and resources they
need to grow their business. Visit our education center to see more.

Prime Services

By managing underwriting, policy services, risk management and claims handling in-house, we have a proven track record of providing services in a cost effective, focused manner.

Captive Services

  • Underwriting Services
  • Adjusters and Claim Managers
  • Reinsurance Services
  • Risk Management Consulting

Underwriting Direct Access

  • Decades of experience providing solutions for specialty risks in a soft or hard market
  • Quick Quotes
  • Customized Coverage
  • Quick Delivery of Policy

Claims Direct Access

  • Experts at negotiating equitable and quick settlements
  • Unique partnership approach
  • Well-respected and successful in-house legal team
  • Nationwide networking with defense attorneys, adjusters, and investigators
  • Captive Services

Risk Management Direct

  • Provides focused, tangible risk management practices to eliminate or reduce controllable losses
  • Offers expertise to prevent accidents and costly claims
  • In addition, the RMD team establishes practices and procedures to further minimize damage and liability should an incident, claim or lawsuit occur

Risk Purchasing Groups

  • Prime provides full-service management services for several risk purchasing groups (RPGs)
  • Each RPG is registered under the Federal Liability Risk Retention Act

Prime and Producer Pledge

Prime’s approach to insurance is different in many regards to that of other insurance companies.

The Prime and Producer Pledge is a new document to help our producers better understand key facets of Prime’s operating methodology. The Prime and Producer Pledge serves to prevent misunderstandings with the producer community.

What Our Producers Say About Prime

YES, WE INSURE THAT

Janean Frazier

“We send all of our hard-to-place risks to Prime including property, general liability, auto to name a few. We love working with Pete, Mike, and Jaime and find them all to be very responsive and knowledgeable in helping us to get the business written.”

Janean F., M J Kelly
– Arkansas

Shamora Lowe

“We like working with Rick, Pete, and Janice. Some of the risks are out there – hard-to-place, and Prime comes thru with options and incredible turnaround time. We depend on Prime to help us with ATV’s, recreational risks and petting zoos.”

Shamora L., Valley Forge Brokers
– PENNSYLVANIA

David Cefalu

“The service is really, really good. Once we bind coverage the policy and certificate are issued within hours. Mostly we find Prime Insurance Company to be of great help with our specialty program, non-emergency medical transportation. We also use Prime for some towing and commercial auto accounts.”

David C., Guardian Insurance, Transportation ZonE – LOUISIANA

Want To Learn More About Becoming A Producer?

Reinsurance Partners

ONLY THE BEST

RLI different networks
NI
Gen Re
Arch Re
american european insurance group
Aon