About Us

Leading and Innovating in E&S Lines

Prime Insurance Company is an excess and surplus lines insurance company, specializing in solutions for specialty and declined risks. Without the options and solutions that Prime provides, many would go uninsured or self-insure their risk exposures.

Prime follows a bold business model that has inspired 30 years of success and growth. We provide fast, flexible underwriting and a partnership approach for specialty, hard-to-place risks and risks that don’t meet the current appetite of other markets.  We provide solutions for commercial general liability, garage liability, personal lines, commercial auto (not available in all states), specialty liability, and professional liability. We work closely with the producer and the insured to provide the most suitable coverage for any risk.  This proven partnership approach leads to the advancement of mutual interests benefiting all parties.

A Stable Market

Prime Holdings Insurance Services, Inc. was founded in 1992 as a holding company for a suite of excess and surplus lines insurance service companies. Today, Prime Insurance Company, Inc. writes E&S business in all 50 states and is rated A (Excellent) by A.M. Best.*

Prime has seen great expansion over the last three decades, especially with the introduction of “Buy Like a Pro,” a customized, all-inclusive policy that encompasses specialty liability, property and casualty, professional, and commercial auto insurance. In 2019 alone, Prime wrote $222.9 million in premium. We’ve also formed a number of strategic relationships with some of the world’s premier insurance organizations, including Lloyd’s of London, Gen Re, and RLI.

*For the latest ratings, visit www.ambest.com

Commitment and Trust

Prime is a committed and trusted resource for brokers, agents, and customers. We understand specialty risks and challenging underwriting characteristics.  The Prime team evaluates the risk, offers risk management expertise, and provides options for coverage.  In addition, our in-house legal team delivers extraordinary claims service and results.

Marketing Materials

Click the links below to download or print Prime’s marketing materials.

Prime Brochure 2020

Classes and Coverages

Prime has offices in Chicago, IL; Sandy, UT; Naples, FL; and Exton, PA. 


Member of Wholesale & Specialty Insurance Association (WSIA) www.wsia.org


Member of the Professional Liability Underwriting Society (PLUS) www.plusweb.org