Commercial Trucking Insurance

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You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Commercial Trucking Insurance for Trucking Companies and Truck Drivers

Commercial truckers spend many long hours on the road and often experience hazardous driving conditions. Because of the higher risk of an accident, carrying a sufficient amount of trucking insurance is essential. As an insurance producer, choosing the right carrier can ensure your clients have the coverages they require and receive prompt, reliable service during the claims process.

Commercial trucking insurance covers truck drivers with or without experience and it covers all types of trucks used for business purposes. Prime Insurance Company is an excess and surplus lines insurance company, specializing in solutions for specialty and declined risks. Even if your client’s trucking company has been declined coverage or canceled, non-renewed, etc., we can help. Our customized liability insurance solutions have been successful in the trucking marketplace for over 40 years!

What Types of Commercial Trucking Insurance Plans Do We Offer?

Whether you need short-haul trucking insurance for local routes or long-haul trucking insurance for extended over-the-road trips, Prime can offer a customized liability plan that meets your clients’ unique coverage requirements:


  • Long-Haul Trucking
  • Short-Haul Trucking
  • Tow Trucks
  • Dump Trucks
  • Garbage Trucks
  • Delivery Trucks
  • Truck Drivers
  • And More!


  • Commercial Auto Liability (available in most states)
  • Commercial Auto Physical Damage
  • New Operators Coverage
  • Hired & Non-Owned Auto (HNOA)
  • Motor Truck Cargo
  • Terminal Operation
  • Excess Auto Liability
  • Dealer Plate/Transport Plate liability

You’ll Appreciate Our Direct Underwriting Process

Prime offers a streamlined underwriting process that saves time and eliminates hassles. Our in-house underwriting and risk management teams will work directly with your clients, making it quicker and easier to obtain the necessary information for prompt coverage decisions. Depending on the circumstance, we can also make on-site risk management visits.

Efficient Handling of All Commercial Trucking Insurance Claims

Accidents are inevitable, even if your clients hire the most qualified, conscientious drivers and implement stringent training and safety protocols. Our in-house attorneys and adjusters will handle all claims efficiently and fairly while keeping you and your clients in the loop throughout the process providing you with rapid response underwriting, policy service and change requests, risk management support, and a 24/7 in-house claims hotline if an incident or claim occurs.

Flexible Financing Options

Affordability can be an issue when attempting to write an excess and surplus lines policy. Prime can offer premium financing through Greenlight Premium Financing Company to make the cost more manageable for your clients. Greenlight provides secure payment methods, extensive account management, and fast online inquiry response service.

Risk Mitigation Services

Our support doesn’t end when your client becomes a valued Prime policyholder. Our in-house risk management team can help you and your client develop and implement strategies that reduce the likelihood of filing claims. Our mitigation services can keep premiums from skyrocketing and reduce liability insurance costs.

Excellent Rating

As an insurance producer, your credibility depends on making reliable recommendations to your clients. Prime has earned a stellar “A” (Excellent) rating from AM Best, a U.S.-based crediting rating agency serving the insurance industry since 1899. You can speak of our company’s exceptional financial stability with complete confidence.

Free MVR E-Book

Driver safety is the biggest source of fleet liability risk. Whether a business has a fleet of trucks or just one or two salespeople on the road, it could be at risk for a costly lawsuit. Many companies don’t realize they have an important duty of care to do all they can to ensure they put only safe drivers on the roads. An MVR on each driver, monitored monthly, can help the company achieve this- driver after driver.

Download this FREE ebook to learn about MVR Monitoring and Reporting in the Transportation Industry to share with your clients so they can use it as a guideline!

Get a Quote Commercial Trucking Insurance Quote Today

Discover all the advantages of choosing Prime for your trucking insurance needs. If there are any questions or urgent requests, please contact us today at 1-800-257-5590 or

Please note: 

Presently, we do not offer any Commercial Auto coverage in New York. Secondary auto such as drive-away or non-owned auto coverage is available in all states.

Commercial Auto coverage is available in Illinois, Nevada, Florida, New Jersey, Massachusetts, South Carolina, North Carolina, New Mexico, and Kentucky, and Kansas through our admitted carrier, Prime Property & Casualty Insurance Inc.

Prime Insurance Company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by Prime.

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.