Prime Property & Casualty Insurance Inc.

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Prime Property & Casualty Insurance Inc. (PPCI)
Admitted Commercial Auto

Coverage offered in FL, IL, KS, KY, MA, NC, NJ, NM, NV and SC

Who is PPCI?

Prime Property & Casualty Insurance Inc. (PPCI) is an admitted carrier for commercial auto insurance that develops solutions for auto owners, employers, and operators who need to insure their vehicles and drivers.

PPCI provides flexible, customizable policies for your specialty risks, even when you have been turned down in the past. Whether you have a bad claims history, poor SAFER scores, hazardous cargo, substandard DOT scores, moving violations, etc., we can provide coverage options. PPPCI provides coverage to keep your business moving forward!

PPCI provides coverage for commercial vehicles such as trucks, buses, limos, taxis, towing, waste hauling, paratransit, and more.

We write commercial auto on an admitted basis in FL, IL, KS, KY, MA, NC, NJ, NM, NV, and SC.

For a full breakdown of states of authority, click here.


PPCI offers commercial property and casualty coverage for the following policy classes:

  • Trucking
  • Specialty/Customized Vehicles
  • Vehicle Rental Operations
  • Public Livery
    • Taxi
    • Limo
    • Paratransit
    • Transportation Network Companies (TNC)
  • Garage Related – Dealer Plates, Transportation Plates, and Owned Commercial Vehicles
    • Service/Repair operations
    • Towing & Repossession Operations
    • Dealerships
      • Recreation Vehicles
      • Automobile and Motorcycle Dealers
      • User Car Dealers

The Financial Stability Rating® of PPCI

Prime Property and Casualty Insurance Inc. (PPCI) has earned a Financial Stability Rating® of A, Exceptional, from Demotech, Inc.

Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters. FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer. Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size. Visit for more information and to verify the most current FSR.

What to Submit:

We’ve simplified the application process for property and casualty coverage. You and your clients can get started now by doing the following:

  • Complete the General Application. Be sure to include requested limits of liability and an indication of whether Personal Injury Protection, Underinsured Motorist Protection, and/or Uninsured Motorist Protection is required.
  • A schedule of vehicles to be insured, including year, make and model, VIN, cash value of the vehicle and radius of operation.
  • A schedule of drivers to be insured, including name, date of birth, driver license number and state of issue.
  • A list of all state financial responsibility filings required.
  • 5 years currently valued loss runs.

After you submit the application, we’ll contact you to schedule a convenient time for a telephone conversation to gather additional information. We’ll then issue a no-obligation quote to review.

To learn more about all the property and casualty insurance options available with Prime, give us a call at 800-257-5590 or contact us online today.

Disclaimer: Prime Property & Casualty Insurance Inc. (“PPCI”) is an admitted insurance company, which is domiciled in Chicago, Illinois and has its principal place of business in Sandy, Utah.  PPCI’s NAIC number is 14371 and is admitted in FL, HI, IL, KS, KY, MA, MD, MN, NV, NH, NJ, NM, NC, and SC.


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