Insurance for Taxis

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Taxi Insurance

Customized Commercial Auto Insurance for taxis, taxi companies, taxi services, and taxi drivers. No matter the risk or history, we can help!

Admitted Coverage

This taxi insurance is provided by Prime Property & Casualty Insurance Inc. (PPCI), an admitted carrier for commercial auto insurance that develops solutions for auto owners, employers, and operators who need to insure their vehicles and drivers.

PPCI writes commercial auto insurance on an admitted basis in FL, IL, KS, KY, MA, NC, NJ, NM, NV, and SC.

Nature of Business
(who we can help)

We can help insurance producers (agents and brokers) that are looking to write more business for their clients, including:

  • Public Hire Taxis
  • Private Hire Taxis
  • Minibuses
  • Executive and Chauffeur Hire
  • Ridesharing Services (Uber, Lyft, etc.)
  • Taxi Drivers
  • Any Taxi Service

Coverage Options

  • Commercial General Liability
  • Commercial Auto Liability
  • Commercial Auto Physical Damage
  • Contingent Auto
  • Hired Auto Coverage
  • Scheduled Vehicles
  • Alleged Assault & Battery Liability
  • Alleged Sexual Abuse & Molestation Liability
  • TRU Umbrella / Excess
  • See State Availability

What Does PPCI Provide?

  • Protection if an incident, claim, or lawsuit occurs
  • Partnership approach by collaborating and working together
  • Flexible underwriting and customized coverage
  • Online certificates of insurance
  • Ability to add or delete vehicles and drivers online
  • Risk management expertise to help avoid costly claims
  • 24/7 claims hotline
  • In-house attorneys who deliver extraordinary claims results

One Last Thing…

Whether people realize it or not, getting into a car is one of the most dangerous things people do every day. Some Americans, namely those working as taxi drivers, spend half of their waking hours behind the wheel during the work week. In addition to the inherent risks of collisions on the roadway, taxi drivers also need to worry about potential altercations with their clients — who in most cases are complete strangers. Truth is, it doesn’t matter what the situation is…PPCI is flexible is will work with you to come to a solution.

3 Facts You Should Know

Drivers on their phone are 23 times more likely than others to suffer from a vehicle accident – yet virtually all of today’s taxi drivers use mobile phones or other GPS systems to navigate.

Some 43.3% of workplace injuries for full-time taxi drivers and chauffeurs in 2016 were attributable to violence at the hands of another individual.

Taxi passengers are less likely to buckle up when they’re sitting in the back seat. In fact, 57% of passengers reported always using their seat belt in a taxi, compared to 74% of passengers in personal vehicles

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Applications Personal Liability Application

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.