Commercial Auto

We offer coverage for automobiles used for business purposes, including long-haul trucking, taxi cabs, and medical transport vehicles, with customizable options for the insured’s specific needs in select states.

Presently, we do not offer any Commercial Auto coverage in New York. Secondary auto such as drive-away or non-owned auto coverage is available in all states.

Commercial Auto coverage is available in Illinois, Nevada, Florida, New Jersey, Massachusetts, South Carolina, North Carolina, New Mexico, and Kentucky, and Kansas through our admitted carrier, Prime Property and Casualty Insurance Inc.

Click here to save or download our commercial auto info sheet!

What to Submit

  • Complete the General Application. Be sure to include requested limits of liability and an indication of whether Personal Injury Protection, Underinsured Motorist Protection, and/or Uninsured Motorist Protection is required.
  • A schedule of vehicles to be insured, including year, make and model, VIN, cash value of the vehicle and radius of operation.
  • A schedule of drivers to be insured, including name, date of birth, driver license number and state of issue.
  • A list of all state financial responsibility filings required.
  • 5 years currently valued loss runs.

Classes

Airport Bus Service
Black Car Service
Buses – All Types
Fleets
Limousines/Black Cars

Long-Haul Trucking
Short-Haul Trucking
Rideshare
School Busses
Taxi Cabs

Coverages

Commercial Auto Liability (primary auto not available in all states)
Commercial Auto Physical Damage
Commercial Truck Coverage
Drive Away Coverage
New Operators Coverage

Contingent Auto Liability
Hired & Non-Owned Auto (HNOA)
Motor Truck Cargo
Terminal Operation
Excess Auto Liability
Dealer Plate/Transport Plate liability