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Prime Services
Prime is an excess and surplus lines carrier that specializes in specialty risks. Prime is a trusted and versatile resource that offers flexible underwriting, a risk management partnership approach, and delivers extraordinary claims results.
Underwriters Direct Access (“UDA”)
- Decades of experience providing solutions for specialty risks in a soft or hard market
- Quick Quotes
- Customized Coverage
- Quick Delivery of Policy
Prime’s management has been underwriting specialty risks for over 40 years. UDA underwrites business for Prime Insurance Company and Lloyd’s of London and is structured to provide careful underwriting as a third party administrator.
Prime’s team of experienced underwriters will review the risk and provide options and solutions. They provide customized options on coverage, limits and premiums to meet the needs of the risk and the insured.
Claims Direct Access (“CDA”)
- Experts at negotiating equitable and quick settlements
- Unique partnership approach
- Well-respected and successful in-house legal team
- Nationwide networking with defense attorneys, adjusters, and investigators
- Specializing in recreational, chemical users, construction, nursing home, premises liability, commercial auto, property loss, and more
Prime operates a claims function that is focused upon the early determination of the factual and legal issues that affect resolution and claims value. Accordingly, Prime aggressively investigates and adjusts claims to the fullest extent practicable, as opposed to passively processing claims. By getting involved with potential claims early, Prime can work for a timely resolution without incurring unnecessary expenses. Maintaining experienced in-house claims personnel to handle claims represents one of Prime’s highest priorities. When necessary, independent adjusting firms and outside independent attorneys are contracted to investigate and coordinate claims management; although, Prime’s objective remains settling most claims in-house to closely control outside expenses.
All claims are handled in-house by claims managers and support staff to adjudicate claims. Particularly for specialty insurance underwriters, a direct relationship with claims examiners, risk managers and insurers is extremely beneficial. The in-house claims department provides another opportunity to promote a higher quality, faster and more efficient claims negotiating and team approach to handling claims, and reduces related claims handling costs and expenses.
Click here to learn more about claims direct access or click here if you need to report a claim.
Download our Claims Direct Access Brochure!
Risk Management Direct (“RMD”)
- Provides focused, tangible risk management practices to eliminate or reduce controllable losses
- Offers expertise to prevent accidents and costly claims In addition, the RMD team establishes practices and procedures to further minimize damage and liability should an incident, claim or lawsuit occur