Limousine Insurance

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Applications

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Limo Insurance

Customized Commercial Auto Insurance for limos, black cars, limo companies, limo rentals, limo drivers, and more.

Admitted Coverage

This limousine insurance is provided by Prime Property & Casualty Insurance Inc. (PPCI), an admitted carrier for commercial auto insurance that develops solutions for auto owners, employers, and operators who need to insure their vehicles and drivers.

PPCI writes commercial auto insurance on an admitted basis in FL, IL, KS, KY, MA, NC, NJ, NM, NV, and SC.

One Last Thing…

Whether people realize it or not, getting into a car is one of the most dangerous things people do every day. Reasons such as a wide turn radius, large blind spot, or less mobility, can be why limos are involved in accidents. Aside from driving accidents, limo drivers also need to worry about potential altercations with their clients — who in most cases are complete strangers.

We can cover limo services involving business travel, airport services, weddings, proms, parties, and more. No matter the limo you drive or operate, whether it may be sedans such as Town Cars or Cadillacs, stretch limousines, hummers, or SUVs, we will work with you to come to a solution.

Nature of Business
(who we can help)

We can help insurance producers (agents and brokers) that are looking to write more business for their clients, including:

  • Stretch Limos
  • Luxury Passenger Vans
  • Executive Sedans
  • Stretch SUVs
  • Party Buses
  • Vintage Limos
  • Convertible Limousines
  • Limo Drivers
  • Limo Rentals
  • And More!

Coverage Options

  • Commercial Auto Liability
  • Commercial Auto Physical Damage
  • Contingent Auto
  • Hired Auto Coverage
  • Scheduled Vehicles
  • Alleged Assault & Battery Liability
  • Alleged Sexual Abuse & Molestation Liability
  • TRU Umbrella / Excess
  • See State Availability

What Does PPCI Provide?

  • Protection if an incident, claim, or lawsuit occurs
  • Partnership approach by collaborating and working together
  • Flexible underwriting and customized coverage
  • Online certificates of insurance
  • Ability to add or delete vehicles and drivers online
  • Risk management expertise to help avoid costly claims
  • 24/7 claims hotline
  • In-house attorneys who deliver extraordinary claims results

One Last Thing…

Whether people realize it or not, getting into a car is one of the most dangerous things people do every day. Reasons such as a wide turn radius, large blind spot, or less mobility, can be why limos are involved in accidents. Aside from driving accidents, limo drivers also need to worry about potential altercations with their clients — who in most cases are complete strangers.

We can cover limo services involving business travel, airport services, weddings, proms, parties, and more. No matter the limo you drive or operate, whether it may be sedans such as Town Cars or Cadillacs, stretch limousines, hummers, or SUVs, we will work with you to come to a solution.

3 Facts You Should Know

There are currently more than 130,000 limousines in service across the country with limo drivers averaging about 105 trips per week

Drivers on their phone are 23x more likely to suffer from a vehicle accident yet virtually all of today’s limo drivers use mobile phones or other GPS systems to navigate

Drivers who are on the road for more than 8 hours in a day have significantly slower reflexes and response times. In the United States, more than 2 million accidents were associated with driver fatigue.

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Applications Personal Liability Application

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.