Driving School Insurance

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Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Supplemental Materials

There are no PDF applications for this class of business.

Driving School Insurance For Schools & Instructors

If you’re an insurance producer looking to write more business and provide insurance solutions to your clients, then Prime Insurance Company is the partner for you. As a leading excess and surplus lines insurance company, Prime can write driving school insurance with confidence. We can also write customized insurance for driving instructors!

We can help your clients even if they’ve been canceled or denied insurance in the past or have a claims history. We can cover all types of driving schools including defensive driving and race car driving; we can also cover driving instructors and education classes. Whether your client started a new business or is a new instructor, or has been in the industry for 20+ years, we can write a customized insurance policy to fit their needs. 

Prime has over 40 years of experience, making us one of the best driving school insurance providers out there. Many driving school insurance companies are turning away individuals and businesses that are deemed too risky, or, they could be leaving gaps/exclusions in policies that leave the policyholder exposed. Prime takes a more hands-on approach to learn about you, your client, and their needs so we can write a policy that ensures maximum protection.

Nature of Business
(who we can help)

  • Driver’s Education Classes/Courses
  • Driving Instructors
  • Defensive Driving Schools
  • Protective Driving Schools
  • Performance Driving Schools
  • Race Car Driving Schools
  • And More!


  • Alleged Assault & Battery Liability
  • Alleged Sexual Abuse & Molestation Liability
  • Commercial Auto (available in most states)
  • Commercial General Liability
  • Commercial Physical Damage
  • Communicable Disease Liability
  • Personal Liability
  • Professional Liability
  • Excess Coverage Available

More Information About Driving School Insurance

Why Choose Prime As Your Insurance Partner?

There are many reasons why you should choose Prime as your insurance partner but here are some highlights: 

Partnership Approach

At Prime, we build trusted relationships and want all parties to be involved. We arrange a phone call with every potential insured to provide fast, flexible underwriting for every client. From our underwriters to our legal team, the insured, and the producers — at Prime, everyone is considered a partner and our processes are designed for the mutual benefit of all parties involved.

“A” Rated Carrier With 40+ Years of Experience

We are rated “A” (Excellent) by A.M. Best. The strength and stability of Prime have led us to over 40 years of experience in the insurance industry. Driving schools are our expertise! 

In-House Teams

We have it all – underwriting, legal, risk management, policy services, etc. You will have direct access to our staff and services, ready to assist you! We even have an in-house claims hotline if an incident or claim occurs, available 24/7.

Extraordinary Claims Results

We pride ourselves on our ability to handle claims in-house and effectively. Prime’s team of attorneys and adjusters are here to assist you every step of the way. Unlike most insurance companies, Prime fights frivolous lawsuits. We will be by your side every step of the way!

Driving School Insurance Providers and Prime Insurance

For a driving school owner, a myriad of risks threaten to ruin the business. From the unique risks of a driving school to the typical insurance problems all businesses face, a driving school must be prepared for any eventuality that could affect its bottom line. The best way to do that is through a specialized partner that understands the unique needs of the driving school’s business operations and knows how to create a plan specifically for your client.

Looking for the best driving school insurance provider? Prime Insurance Company should be at the top of your list. Our partnership approach requires that we speak with the producer and the insured so we can better understand everyone’s needs in order to provide the right coverage, the right service, and most importantly, a healthy relationship.

Operating a driving school or being a driving instructor doesn’t come without its risks. Your clients are often dealing with inexperienced drivers that don’t know what they’re doing. On the other hand, they could be teaching an experienced driver that is learning and practicing advanced techniques. The CDC says motor vehicle crashes are the second leading cause of death for U.S. teens. The CDC also states that teens are more likely than older drivers to underestimate or not be able to recognize dangerous situations, resulting in more accidents.

A lot of people go with cheaper markets that will cost them and their insured more in the long run! Over the past years, many of the cheaper markets have run into trouble, gone broke, or stopped writing. As a result, Prime is writing more business and we remain committed to doing it right! Insureds need a more efficient driving school insurance company and a better partner that’s willing to fight frivolous lawsuits practiced by legal professionals nationwide.

In short, Prime won’t compete with your other markets from a premium standpoint, but we will help you write the business you are turning away today. Plus, we’ll be by your side when a claim or lawsuit is filed against you.

About Prime Insurance Company

Prime Insurance Company is an excess and surplus (E&S) lines insurance company, specializing in property and casualty insurance for non-standard, specialty risks. Prime currently produces in excess of $400 million gross premiums annually. The company writes E&S business in all 50 states and has an “A” (Excellent) rating by A.M. Best*. Prime has also earned a Financial Stability Rating® of A” (A Double Prime), Unsurpassed, from Demotech, Inc.**

Prime delivers coordinated services by integrating expert underwriting, policyholder services, policy accounting, premium financing, risk management, state tax payments, claims administration, and self-insured support program services all under one roof.

*see www.ambest.com for latest ratings
**The most current Financial Stability Rating® must be verified by visiting www.demotech.com.

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Supplemental Materials

There are no PDF applications for this class of business.