Customized Legal Insurance

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Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

For Agents Seeking Liability Coverage for Non-Traditionalists

We live in a “sue-happy” society where anyone can sue at any time for virtually any reason they see fit. These conditions leave anyone without proper coverage at risk. Most insurance policies include an ‘excluding coverage clause’ detailing the conditions not covered by the plan.

If you’re an insurance agent or producer, you can serve your clients well by helping them find additional liability protection that extends beyond the coverage provided by their traditional policy. A custom liability plan from Prime Insurance Company can meet this objective by safeguarding policyholders from an unexpected accident or event that can lead to a financially devastating lawsuit.

Questions to Consider:

Does your clients’ current homeowner’s insurance coverage address all areas of exposure they experience in life?

A standard homeowners policy generally only provides financial protection when a home or property is damaged. For example, most insurance companies exclude trampolines from their homeowner’s insurance policies, considering them to be an extreme risk to personal safety.

Know the Facts

In an ACE survey, 82% of the respondents believe their wealth makes them an attractive target for liability lawsuits “to some degree,” with 23% believing that their wealth alone makes them “very much” a target.

What Is General Liability Insurance?

General liability is a form of nontraditional insurance that picks up where your standard homeowners policy leaves off. It fills those coverage gaps and any exclusions that leave policyholders vulnerable to a financially damaging lawsuit. Depending on the plan, your clients can get coverage for injuries resulting from trampolines, swimming pools, dog bites, and other situations.

A comprehensive general liability insurance policy can help pay for:

  • Medical bills resulting from an injury sustained by a third party while visiting an insured’s home.
  • Lawsuit judgments or claim settlements resulting from a covered event.
  • Bodily injury or property damage due to the policyholder’s negligence or omission.
  • Damage or injuries to others caused by your client’s pets.

Put Policyholders’ Minds at Ease

A comprehensive general liability insurance plan from Prime provides a comprehensive protection solution that significantly reduces the financial risk. Knowing that they’re getting the coverage they need under one policy gives your clients more peace of mind. They’ll sleep better knowing that they’re protecting their assets and safeguarding their family’s financial future.

Custom Insurance That Meets Unique Needs

At Prime, we recognize that no two policyholders are exactly alike. We can offer custom insurance plans featuring the coverage and limits that work best for every policyholder’s specific circumstances. You can provide your clients with the protection they require without forcing them to pay for extra coverages that don’t apply to them, ensuring they get the maximum value from the plan.

Range of In-House Services Maximize the Policyholder Experience

At Prime, we can assist you during every phase of the insurance journey. Our in-house underwriting team works hard to streamline the application process. We also offer risk management services that can reduce the likelihood of filing a claim. But if an incident does occur, our 24/7 claims hotline enables you and your clients to initiate the process right away. And with our unrivaled claims expertise, you can expect a fast, fair settlement or reliable support in the wake of a lawsuit.

Prime Offers Strength and Stability

Your clients want to know that their general liability insurance provider will be there during challenging times — like when a lawsuit judgment or settlement goes against them and they’re on the hook for thousands or millions of dollars. Prime has earned a stellar “A” (Excellent) rating from AM Best, a reputable credit rating agency serving the financial services industry since 1899. You can put your faith in our rock-solid financial stability.

We’ve Removed the Hassles From the Application Process

We believe that applying for a nontraditional insurance plan should be a quick, simple process. Our streamlined application approach saves time and eliminates hassles. Start by filling out our online application and submitting it for our underwriters to review. We’ll then set up a convenient phone call with you and your client to gather additional information and further assess the risk. Finally, we’ll issue a fast, no-obligation quote for your approval.

Apply for a General Liability Insurance Policy Today

Get the custom insurance coverage your client needs to safeguard their assets. Start by filling out our online application today.

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.