Bounty Hunter Insurance

Bounty hunter insurance is a specialized form of insurance tailored specifically for the needs of bounty hunters, bail agents, and the companies that employ them. This type of insurance offers protection against various risks associated with the dangerous nature of bounty hunting, such as injuries sustained during apprehension, legal liabilities, and potential damages caused during the pursuit of fugitives. By having this insurance, bounty hunters can focus on their work with the assurance that they can have financial protection in case of unforeseen events or accidents.

It’s best to carry liability insurance to help protect you in the event of an accident, claim, or lawsuit. Here are three reasons why a bounty hunter should have liability insurance:

1. Protection from lawsuits: Due to the nature of their work, bounty hunters may face lawsuits filed by injured parties or those who claim their rights were violated during the apprehension process. Liability insurance helps protect bounty hunters from the financial repercussions of such lawsuits, ensuring that they can continue their work without worrying about potential legal troubles.
2. Reputation protection: Having liability insurance demonstrates a level of professionalism and responsibility in the bounty-hunting industry. It shows that the bounty hunter takes their job seriously and is prepared to handle any potential risks associated with their work. This can help maintain a positive reputation and build trust with clients, colleagues, and bail business entities.
3. Local Requirements: In some states, bounty hunters are required to have a license and/or insurance. For example, California requires bounty hunters to maintain a minimum $1 million liability insurance policy. Make sure your bounty hunter clients are up-to-date on any insurance requirements!

Please note that we do not accept submissions more than 30 days from expiration. When needed, we can provide same-day quotes and proof of coverage, you just need to complete the Insured Underwriting Call and pay the premium to get it done! To finalize pricing we require a phone call with the owner/applicant. Get started with your bounty hunter insurance quote today by clicking the “Get a Quote!” button above.

There are many reasons why you should choose Prime as your insurance partner but here are some highlights: 

Partnership Approach

At Prime, we build trusted relationships and want all parties to be involved. We arrange a phone call with every potential insured to provide fast, flexible underwriting for every client. From our underwriters to our legal team, the insured, and the producers — at Prime, everyone is considered a partner and our processes are designed for the mutual benefit of all parties involved.

“A” Rated Carrier With 40+ Years of Experience

The strength and stability of Prime have led us to over 40 years of experience in the insurance industry. Bail agent insurance is our expertise!

In-House Teams

We have it all under one roof – underwriting, legal, risk management, policy services, etc. You will have direct access to our staff and services, ready to assist you! We even have an in-house claims hotline if an incident or claim occurs, available 24/7. Prime can write up to $10 million in-house.

Extraordinary Claims Results

We pride ourselves on our ability to handle claims in-house and effectively. Prime’s team of attorneys and adjusters are here to assist you every step of the way. Unlike most insurance companies, Prime fights frivolous lawsuits. We will be by your side every step of the way!

Prime can help your clients even if they’ve been canceled or denied insurance in the past or have a claims history. We can insure bounty hunters and bail agents all across the country! Whether your client needs a brand new policy or if they have gaps and exclusions in their current policy, we can write a customized insurance policy to fit their needs. 

Prime has over 40 years of experience, making us one of the best insurance companies for the fugitive recovery industry. Many insurance companies are turning away individuals and businesses that are deemed too risky, or, they could be leaving gaps/exclusions in policies that leave the policyholder exposed. Prime takes a more hands-on approach to learn about you, your client, and their needs so we can write a policy that ensures maximum protection.

Prime Insurance Company is an excess and surplus (E&S) lines insurance company, specializing in property and casualty insurance for non-standard, specialty risks. Prime currently produces in excess of $400 million gross premiums annually. The company writes E&S business in all 50 states and has an “A” (Excellent) rating by A.M. Best*. Prime has also earned a Financial Stability Rating® of A” (A Double Prime), Unsurpassed, from Demotech, Inc.**

Prime delivers coordinated services by integrating expert underwriting, policyholder services, policy accounting, premium financing, risk management, state tax payments, claims administration, and self-insured support program services all under one roof.

*see www.ambest.com for latest ratings
**The most current Financial Stability Rating^® must be verified by visiting www.demotech.com.