Insurance for Security Services

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Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Applications Personal Liability Application

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Liability Insurance For Security Service Professionals

As a security service professional, your job is to protect others from danger; unfortunately in your efforts to protect others physical safety, personal injury and property damage are likely. In our sue-happy society, you run the risk of being sued for negligence or wrongful acts, regardless of your intentions. Just as a doctor must have malpractice coverage, a security service professional needs similar coverage. In most cases, the injuries associated with security services are more serious or violent than general personal injury claims.

Disclaimer: This policy may not be offered in every state depending on applicable state and local laws.  Please contact us for more information.

Questions to Consider:

Does your homeowners insurance coverage address all of your needs when it comes to your work as a security service professional?

Most homeowners insurance policies  do not provide sufficient coverage for accidents causing physical injury, damage of another person’s property, or professional negligence. A simple umbrella insurance policy with professional liability is full of limits and exclusions that leave you exposed; Prime Insurance Company offers a custom plan to cover any exclusions in your policy.

What are the gaps in insurance that general liability doesn’t cover but a security business needs?

General liability coverage does not include:

  • Third-parties claims about false arrests in which the claimant wasn’t injured don’t generally fall under general liability coverage areas.
  • If your client’s employee varies his normal schedule and doesn’t catch a trespasser or aggressor.

Know the Facts

Bar security doormen are being sued more often for using excessive force than for any other reason.

Professional liability, as well as, errors & omissions insurance is for both security services and advice.

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Applications Personal Liability Application

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.