As a security service professional, your job is to protect others from danger; unfortunately in your efforts to protect others physical safety, personal injury and property damage are likely. In our sue-happy society, you run the risk of being sued for negligence or wrongful acts, regardless of your intentions. Just as a doctor must have malpractice coverage, a security service professional needs similar coverage. In most cases, the injuries associated with security services are more serious or violent than general personal injury claims.
Disclaimer: This policy may not be offered in every state depending on applicable state and local laws. Please contact us for more information.
Most homeowners insurance policies do not provide sufficient coverage for accidents causing physical injury, damage of another person’s property, or professional negligence. A simple umbrella insurance policy with professional liability is full of limits and exclusions that leave you exposed; Prime Insurance Company offers a custom plan to cover any exclusions in your policy.
General liability coverage does not include:
Bar security doormen are being sued more often for using excessive force than for any other reason.
Professional liability, as well as, errors & omissions insurance is for both security services and advice.