Firearms & Concealed Weapon Insurance

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Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Firearms & Concealed Weapon Insurance For Agents Representing Gun Owners and Handlers

As an insurance agent or broker representing responsible gun owners, you want to be sure your clients have the right protection. Your goal is to find custom, supplemental, and liability coverage that protects their hard-earned assets and gives them peace of mind if they are involved in an accident with a firearm.

Your clients could be held responsible for damages resulting from willful or negligent acts with their weapons, even when they’re not in their possession. This exposure can have devastating consequences that can place them in financial jeopardy if an injured party decides to file a lawsuit.

A comprehensive gun owner insurance policy from Prime Insurance Company can safeguard your clients’ assets by reducing their liability exposure.

Disclaimer: This policy may not be offered in every state depending on applicable state and local laws.  Please contact us for more information.

Questions to Consider:

Does your client’s current homeowners’ insurance policy offer adequate protection for liability claims as the owner of a firearm?

Most homeowners insurance policies do not provide sufficient coverage for accidents causing physical injury, property damage, or theft of a firearm. Prime Insurance Company offers custom plans to cover any exclusions.

Know the Facts

From 2005-2010, almost 3,800 people in the U.S. died from unintentional shootings

20% of nonfatal injuries occurred in the home

Gun Owner Insurance Should Give Your Client Reliable Coverage

Our all-in-one approach to liability insurance coverage picks up where a current policy leaves off. We can fill the gaps that leave policyholders vulnerable to asset-draining lawsuits. They’ll sleep better knowing that you’re doing everything to protect their family’s financial future in the event of an incident involving a firearm.

What Does Gun Insurance Cover?

A custom firearm and concealed carry insurance plan from Prime can cover a wide range of risks, such as:

  • Firearms liability for injuries for incidents involving a weapon in open and concealed carry situations.
  • Legal liability stemming from the accidental discharge of a weapon.
  • Payment of bail bonds to keep policyholders out of prison after an arrest and during subsequent legal proceedings.
  • Loss of income if a firearm-related arrest or incarceration prevents the policyholder from working.
  • Costs associated with legal defense.*

*Provided up until a court of competent jurisdiction enters a finding of guilt, at which time no further coverage is available under the policy and we will seek reimbursement for the cost of the legal defense.

The coverage applies up to the limits policyholders choose.

We Take the Risks That the Others Turn Down

Has your client had a firearm and concealed weapon insurance policy canceled or nonrenewed? Have they had an application for coverage declined elsewhere? At Prime, we specialize in covering those hard-to-place risks that other providers avoid. If your client poses a high liability risk, we can offer the coverage solution they need.

In-House Underwriting and Exceptional Claims Service

The Prime team includes experienced in-house underwriters who strive to deliver fast, flexible underwriting solutions. And when the time comes to file a claim, our responsive service eliminates hassles and expedites your settlement. You and your clients will have 24/7 access to our claims hotline, enabling you to initiate the process as soon as possible and reducing the likelihood of costly delays.

A Financially Stable Company You Can Trust

Financial stability is a crucial factor when choosing an insurance provider. You’ll want to be sure your partner has the resources to handle a large claim and remain solvent if it experiences heavy losses. Prime has earned an “A” (Excellent) rating from AM Best, a U.S.-based credit rating agency serving the insurance industry for more than 120 years. You can count on us to be there for your clients in their time of need.

Our Streamlined Application Process Saves Time

We’ve simplified the process of applying for gun owner insurance to deliver faster results and eliminate headaches. Start by filling out and submitting our online application for our underwriting team to review. We’ll contact you to arrange a convenient time to discuss your client’s situation by telephone. We’ll review all the information and issue a no-obligation quote as quickly as possible.

Coverage Available in All 50 States

We can help obtain gun insurance no matter where your client lives or operate a business. Our national scope enables Prime to offer customized insurance plans in every state. Note that some programs may not be available in certain areas.

Start the Firearm and Concealed Carry Insurance Process Today

Protect your assets and get peace of mind with an all-in-one gun owner insurance plan from Prime. Get started today by filling out an online application.

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.