As an insurance agent or broker representing responsible gun owners, you want to be sure your clients have the right protection. Your goal is to find custom, supplemental, and liability coverage that protects their hard-earned assets and gives them peace of mind if they are involved in an accident with a firearm.
Your clients could be held responsible for damages resulting from willful or negligent acts with their weapons, even when they’re not in their possession. This exposure can have devastating consequences that can place them in financial jeopardy if an injured party decides to file a lawsuit.
A comprehensive gun owner insurance policy from Prime Insurance Company can safeguard your clients’ assets by reducing their liability exposure.
Disclaimer: This policy may not be offered in every state depending on applicable state and local laws. Please contact us for more information.
Most homeowners insurance policies do not provide sufficient coverage for accidents causing physical injury, property damage, or theft of a firearm. Prime Insurance Company offers custom plans to cover any exclusions.
From 2005-2010, almost 3,800 people in the U.S. died from unintentional shootings
20% of nonfatal injuries occurred in the home
Our all-in-one approach to liability insurance coverage picks up where a current policy leaves off. We can fill the gaps that leave policyholders vulnerable to asset-draining lawsuits. They’ll sleep better knowing that you’re doing everything to protect their family’s financial future in the event of an incident involving a firearm.
A custom firearm and concealed carry insurance plan from Prime can cover a wide range of risks, such as:
*Provided up until a court of competent jurisdiction enters a finding of guilt, at which time no further coverage is available under the policy and we will seek reimbursement for the cost of the legal defense.
The coverage applies up to the limits policyholders choose.
Has your client had a firearm and concealed weapon insurance policy canceled or nonrenewed? Have they had an application for coverage declined elsewhere? At Prime, we specialize in covering those hard-to-place risks that other providers avoid. If your client poses a high liability risk, we can offer the coverage solution they need.
The Prime team includes experienced in-house underwriters who strive to deliver fast, flexible underwriting solutions. And when the time comes to file a claim, our responsive service eliminates hassles and expedites your settlement. You and your clients will have 24/7 access to our claims hotline, enabling you to initiate the process as soon as possible and reducing the likelihood of costly delays.
Financial stability is a crucial factor when choosing an insurance provider. You’ll want to be sure your partner has the resources to handle a large claim and remain solvent if it experiences heavy losses. Prime has earned an “A” (Excellent) rating from AM Best, a U.S.-based credit rating agency serving the insurance industry for more than 120 years. Prime has also earned a Financial Stability Rating® of A” (A Double Prime), Unsurpassed, from Demotech, Inc. The most current Financial Stability Rating® must be verified by visiting www.demotech.com. You can count on us to be there for your clients in their time of need.
We’ve simplified the process of applying for gun owner insurance to deliver faster results and eliminate headaches. Start by filling out and submitting our online application for our underwriting team to review. We’ll contact you to arrange a convenient time to discuss your client’s situation by telephone. We’ll review all the information and issue a no-obligation quote as quickly as possible.
Protect your assets and get peace of mind with an all-in-one gun owner insurance plan from Prime. Get started today by filling out an online application.