Public Service Insurance

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Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Applications Personal Liability Application

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Liability Insurance For Public Service Professionals

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Public servants have a complex set of responsibilities that often put them in jeopardy of personal injury or property damage. For firefighters, paramedics, EMTs, first responders, police, and other public service professionals, this public service insurance policy from Prime Insurance Company provides protection against claims such as wrongful acts, alleged sexual abuse and molestation, alleged assault and battery, failed CPR, property damage, and more; supplementing their insurance protection against the exclusions and limits present in their existing coverage.

Insurance Producers can write more business with Prime Insurance Company by offering public servant insurance to their clients! Get started today!

Nature of Business
(who we can help)

We can help insurance producers (agents and brokers) that are looking to write more business for their clients, including:

  • Firefighters
  • EMTs & Paramedics
  • Law Enforcement / Police Officers
  • Government Organizations
  • Family Service Agencies
  • 501(c)(3) Nonprofits
  • Public Health & Safety
  • Public Administration
  • Jobs in Education
  • And More!

Coverage Options

  • Commercial General Liability
  • Commercial Auto Coverage (available in most states)
  • Personal Liability
  • Premises Liability
  • Professional Liability (E&O)
  • Property Coverage
  • Directors and Officers (D&O)
  • Employment Practices Liability Insurance (EPLI)
  • Riot and Civil Commotion Liability Coverage
  • Active Shooter Liability Coverage
  • Communicable Disease Liability Coverage
  • Alleged Assault and Battery Liability
  • Alleged Sexual Abuse and Molestation Liability
  • TRU Umbrella / Excess Liability
  • And More

Questions to Consider:

Does your homeowners insurance coverage address all of your needs when it comes to your work in the public service?

Most homeowners insurance policies do not provide sufficient coverage for accidents causing physical injury, damage of another person’s property, or professional negligence. A simple umbrella insurance policy with professional liability is full of limits and exclusions that leave you exposed; Prime Insurance Company offers a custom plan to cover any exclusions in your policy.

Know the Facts

CPR negligence is one of the most frequently filed lawsuits.

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Applications Personal Liability Application

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.