Fitness/Training Instructor Insurance

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Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Liability Coverage For Fitness or Training Instructors

As a fitness or training instructor, you are in a rather vulnerable position. The risk of accident as a result of physical injury is highly likely, as your work requires you to work directly with your clients on a physical level. You are therefore more likely to be blamed for a client’s injury, regardless of your professionalism and proper fitness training and instruction. Without the proper coverage, you are exposing yourself to significant personal liability. Prime Insurance Company can provide liability protection for any independent fitness or training instructor from potential liability claims as a result of accident caused by your work.

Questions to Consider:

Does your homeowners insurance coverage or professional liability coverage address all of your needs when it comes to your fitness training instruction?

Most homeowners insurance policies do not provide sufficient coverage for accidents causing physical injury, damage of another person’s property, or professional negligence. A simple umbrella insurance policy with professional liability is full of limits and exclusions that leave you exposed; Prime Insurance Company offers a custom plan to cover any exclusions in your policy.

Know the Facts

Clients with pre-existing injuries or who ignore exercise advice may blame the trainer

970,000 weight training injuries were treated in US hospitals between 1990 and 2007

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.