Exotic Pet Insurance

Are you an insurance agent or broker with clients that have an exotic bird, monkey, big cat, reptile, tortoise, rabbit, or other exotic mammals? Prime Insurance Company can offer coverage if the pet is involved in an accident, causing physical or emotional injury to a victim. We can provide an all-in-one exotic pet insurance plan with customized coverage that significantly reduces the policyholder’s liability exposure. They’ll gain peace of mind knowing they’re prepared for a worst-case scenario involving their animals.

At Prime, we focus on covering risks that traditional homeowners policies and other liability plans won’t. As an excess and surplus lines insurance partner, we can provide outside-the-box solutions for hard-to-place risks. We can also fill gaps and exclusions in existing policies. Many producers and prospective policyholders turn to us after they’ve been canceled, rejected, or nonrenewed elsewhere. We can often cover those with an extensive claims history, too.

At Prime, we do our best to maximize the exotic animal insurance experience for producers and the policyholders they serve. Our hands-on, in-house underwriting process is designed to find multiple options to meet every applicant’s unique coverage requirements. We also offer direct claims handling from our dedicated team of attorneys and adjusters who work hard to combat unsubstantiated claims and frivolous lawsuits. An around-the-clock reporting hotline is also available to enable policyholders to initiate the claims process at any time.

We also offer on-site risk management services that can reduce the likelihood of an incident involving an exotic pet. We can show policyholders how to minimize their exposure and lower their insurance costs in the process.

Partnering with Prime gives you more opportunities to expand your business by offering nonstandard coverage. We also offer:

• Fewer restrictions: Some companies require agents and brokers to meet policy quotes or minimum premium requirements. With Prime, you’re free to write as many or as few policies as you need to. We won’t turn you away because a risk is too big or small for us.
• A collaborative approach: At Prime, we view insurance as a partnership. We work with producers and policyholders to achieve a common goal. We aim to support you and your clients in the quest to find the best insurance coverage.
• Customization: Are you having trouble finding the right solution for a client who needs exotic animal liability insurance? With flexible underwriting, we can often fill the need. The policyholder will have peace of mind, and you’ll have a satisfied client who is more likely to stay with you.
• A profit-sharing program: Another reason agents and brokers love working with Prime is our innovative profit-sharing program. Writing business with us can be financially lucrative in the long term.

When you choose Prime for your clients’ exotic pet liability coverage, you’ll work with a provider with a solid financial foundation — a crucial consideration when it comes to paying claims. We’ve received an “A” (Excellent) rating from AM Best, a global credit rating agency that has served the insurance and financial services industry since 1899. Prime has also earned a Financial Stability Rating® of A” (A Double Prime), Unsurpassed, from Demotech, Inc. The most current Financial Stability Rating^® must be verified by visiting www.demotech.com. We have the resources to handle claims and meet all our other financial obligations.

Policyholders and producers can start the exotic animal insurance application process whenever it’s convenient. Begin by filling out and submitting the online application. Our underwriting team will promptly review it and contact you to request any additional information or documentation and set up a phone call to discuss the risk further. We’ll then issue a no-obligation quote. We’ll bind coverage after we receive approval and the initial payment.