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A Partnership Approach That Makes Your Job Easier

Partnership Approach Builds Your Book of Business

In this highly competitive economic climate, it is absolutely imperative that insurance agents and brokers increase their book of business in order to stay viable, much less profitable. Offering different types of insurance is a “must,” but equally important is whom you choose to work with.

Prime Insurance Company is a leading provider of excess and surplus lines, property and casualty insurance. For more than 40 years, Prime has been a proven resource for insurance producers, broadening the spectrum of possibilities for business by providing innovative liability solutions for specialty risks.

  • Commercial Auto (available in most states)
  • Commercial Property/Inland Marine
  • Personal Lines
  • Professional Liability/Errors & Omissions
  • Commercial Liability
  • Aviation
  • Garage Liability/Towing
  • Directors and Officers Liability
  • And more!

Hard-to-Place, Easy to Write

Prime’s unique ability to supply a stable market beyond the boundaries of other insurance carriers opens up options for a larger book of business. Fact is, Prime excels in hard-to-place risks. What exactly are hard-to-place risks? They have an elevated or atypical exposure to liability, and are typically rejected, declined, or canceled by carriers on the standard market — they simply don’t meet the carrier’s customary underwriting guidelines and criteria. Perhaps the most common reason is an adverse loss history — a disproportionately large number or severity of incidents, claims, or lawsuits resulting in a loss.

Prime is driven to distinguish itself from other carriers by delivering unique and specialty risks that simply cannot be found elsewhere. As a result, insurance producers can stop passing on hard-to-place risks and start writing them.

Resources and Balanced Support Under One Roof

Prime is all about providing the best solutions for specialty risks. That takes a well-informed, balanced team that supports Prime, the producer, and the insured.

Prime offers customized underwriting, including no minimum production requirements, fast quotes, and quick delivery of policy. We provide focused and tangible risk management practices to eliminate or reduce controllable losses. And, we have an in-house legal team that negotiates equitable and quick resolutions, with access to a nationwide network of defense attorneys, adjusters, and investigators.

Partnership Advantage

Yet equally important is Prime’s partnership approach to business where we build trusted relationships with our partners and Insureds. As partners, we are dedicated to showing our producers how to attain a new level of success when other markets decline coverage.

Our steadfast commitment to this business approach empowers producers to generate and serve more clients — and leads to the advancement of mutual interests benefiting all parties. By working together, we increase our value — that’s the partnership advantage.

To learn how Prime Insurance Company can increase your book of business in this — and any — economic climate, contact 800-257-5590.

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