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Professional Liability Insurance for Teachers
While teaching or instructing others is a satisfying and fulfilling career path, it does come with risks. Even those who are experienced and have the best intentions could potentially make a mistake or fail to perform a service when teaching. When this happens, teachers are at risk for costly lawsuits, putting their finances and livelihood at risk.
Professional liability service, which offers protection in situations where teachers either make a mistake — or error — or don’t perform a service — or omission — will allow them to teach others with confidence.
Nature of Business
(who we can help)
We can help insurance producers (agents and brokers) that are looking to write more business for their clients of the following:
- Educators
- School Teachers
- Substitute Teachers
- Professors
- Fitness Instructors
- Swimming Instructors
- Yoga Teachers
- Sports Coaches
- And more
Available Coverages
- Professional liability
- Alleged assault and battery liability
- Alleged sexual abuse and molestation liability
- Animal liability
- Commercial auto (available in most states)
- Commercial general liability
- Communicable disease liability
- Directors and officers (D&O)
- Employment practices liability insurance (EPLI)
- Equipment coverage
- Personal liability
- Premises liability
- Property coverage
- Riot and civil commotion liability coverage
- Special events liability
- Active shooter liability
- TRU umbrella / excess liability
- And more
More Information About Insurance for Teachers
Types of Teachers and Instructors Covered
At Prime Insurance Company, we offer liability insurance for a wide range of teachers and class instructors. We have earned an “A” (Excellent) rating from AM Best* based on specific criteria ranging from our balance sheet strength to our operating performance. Our rating and in-house underwriting team’s commitment to developing creative solutions tailored to the needs of each one of our policyholders — even high-risk ones — ensures each instructor receives the coverage they need.
We understand that each teacher’s risks, teaching methods, classes, and goals is unique, which is why we offer customized solutions. We’ll work closely with insurance providers to ensure teachers get the exact coverage they need. We can also help fill in any gaps or exclusions. Partnering with Prime means you’ll always have access to superior service and support when you need it most.
Here are just a few of the many types of teachers and instructors we can provide coverage to:
- Educators
- Fitness instructors
- Yoga teachers
- First-aid instructors
- Swimming Instructors
- Driving instructors
What Can Professional Liability Insurance For Teachers Cover?
With professional liability insurance from Prime Insurance Company, teachers and instructors can experience peace of mind knowing they can be protected against claims that occur due to actual or alleged error, neglect, or omission.
Here are some of the professional liability-related coverages that our teacher insurance policy can cover:
- Alleged assault and battery: Ensure teachers are protected against allegations of threatening behavior and intentional harmful touching with alleged assault and battery liability.
- Alleged sexual abuse and molestation: Keep teachers protected if any allegations of sexual misconduct arise with alleged sexual abuse and molestation liability.
- Negligence and alleged negligence: Having negligence and alleged negligence coverage means teachers will stay protected in situations where clients claim they didn’t use reasonable care when instructing.
- Wrongful acts: Our coverage for wrongful acts covers both actual and alleged errors or breaches of conduct that could occur when teaching.
- Libel and slander: With libel and slander coverage, teachers will be protected against written and oral defamatory statements.
- And more: We offer a wide range of customized coverages that can protect teachers and instructors in the event of an incident, accident, or lawsuit. Our underwriters are happy to discuss your client’s needs and create a policy tailored to them!
Work With Prime Insurance to Provide Liability Insurance for Class Instructors
For over 40 years, Prime Insurance Company has been helping insurance providers protect all kinds of teachers and instructors in their classrooms. If you are an insurance provider that serves teachers, we’ll partner and work with you to make sure they get the liability insurance they need.
Do you have any questions or are you interested in receiving a free quote? We invite you to contact us today to get started.