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Employees are simultaneously the most significant asset and vulnerability of any business. Here's why. On the one hand, the employees of a business provide the skills, expertise, and talent needed to achieve the set business goals. On the other, they also make mistakes that can expose a...
Who Needs Professional Liability Insurance? Your policyholders who run businesses will undoubtedly experience unexpected costs from time to time. The right insurance coverage level and types of insurance can help their company minimize and manage any unplanned expenses. While some insurance types are mandatory, others are optional...
The Importance of Professional Liability Insurance Professional liability insurance, or errors and omissions insurance (E&O insurance), is a must for people in all industries. No matter how educated, experienced, or expert a person might be, mistakes still happen and lawsuits may follow. E&O insurance is a...
Professional Liability Insurance for Small Businesses Small business owners often work to keep costs low and make the most of their assets and resources. It can be tempting to skip over professional liability insurance, but this coverage is vital to ensuring long-term success and avoiding financial...
Two Areas of Additional Coverage All Plumbing Contractors Should Have Water damage is a homeowner's worst nightmare. And if your plumbing client accidentally bursts a pipe or is faced with any sort of claim, it can quickly become their worst nightmare, too. Just like with other...
Why Do Artisan Specialty Contractors Need More Coverage Than General Contractors? Depending on the exact nature and structure of your client's business, you may be considering whether they need an excess liability insurance policy or excess liability in specific areas of coverage such as product or...
How Should You Enhance Your Client’s Security Guard Insurance? General liability insurance coverage can adequately protect most of your clients’ concerns and liabilities; however, security professionals face unique challenges and costly liabilities that can often fall outside of the traditional bounds of commercial insurance. If your...
Customized Liability Insurance: A Necessity for Artisan Specialty Contractors As an Artisan Specialty Contractor, your work holds unique risks, and even the most seasoned professional can run into problems from time to time. Property damage, personal injury, unforeseen circumstances that affect deadlines, and malfunctioning equipment are...
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