Transportation Insurance

Covering the Road Ahead: Tailored Insurance for Transportation Risks

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Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Transportation Insurance

Transportation insurance is essential for individuals and businesses involved in moving goods or people, offering financial protection against risks such as vehicle damage, cargo theft, bodily injury, and property damage during transit. Its necessity stems from the inherent uncertainties in transportation, where accidents, theft, and unforeseen events can result in significant financial losses and disruptions. By providing a safety net, transportation insurance allows businesses to operate with confidence, minimizing the financial impact of unexpected incidents and ensuring a secure and reliable transportation process.

As an insurance producer, you can expand your book of business by partnering with Prime Insurance Company to offer transportation insurance to these individuals and businesses in need of liability insurance. We are a leading excess and surplus lines insurance company that has been providing customized insurance policies to the transportation industry for over 40 years. 

Explore the details of our comprehensive coverage and learn more about what we offer, or take the next step and request a quote now to secure your journey with confidence.

Nature of Business
(who we can help)

We can help insurance producers (agents and brokers) that are looking to write more business for their clients in the transportation business, including:

  • Shipping Companies
  • Freight Carriers
  • Logistics Providers
  • Livery Companies
  • On-Demand Deliveries
  • Last Mile & Middle Mile Delivery Companies
  • And More!

Coverage Options

  • Commercial Auto (available in most states)
  • Hired & Non-Owned Auto (available in most states)
  • Physical Damage
  • Trailer Interchange
  • Commercial General Liability
  • Motor Truck Cargo
  • Professional Liability
  • Directors & Officers (D&O)
  • Employment Practices Liability Insurance (EPLI)
  • Inland Marine
  • Personal Liability
  • Pollution Clean-Up
  • Property Coverage
  • TRU Umbrella
  • And More


How much does transportation insurance cost?

The cost of transportation insurance varies based on factors like the type of coverage needed, the value of the goods or vehicles being transported, the level of risk involved, claims history, and more. Contacting us to get a personalized quote is the best way to determine the specific cost.

Can I customize my transportation insurance policy?

Yes, Prime Insurance Company specializes in offering customizable policies to fit the unique needs of businesses or individuals involved in transportation. You can tailor coverage based on the specific risks you face and the level of protection you require.

Is transportation insurance required by law?

While specific requirements vary by location and the nature of the transportation business, certain types of transportation insurance, such as liability insurance, may be legally required. It’s essential to check local regulations and industry standards to ensure compliance.

How Do I Get a Transportation Insurance Quote?

Get started with your transportation insurance quote today by clicking the “Get a Quote!” button above.

Please note that we do not accept submissions more than 30 days from expiration. When needed, we can provide same-day quotes and proof of coverage, you just need to complete the Insured Underwriting Call and pay the premium to get it done! To finalize pricing we require a phone call with the owner/applicant.


  • Expand your book of business by offering Prime Insurance Company’s transportation insurance to your clients who need specialty liability insurance.
  • We can help shipping companies, delivery service companies, freight carriers, and more. Prime can help even if your client has been declined, canceled, or non-renewed by another insurance company.
  • Our transportation insurance can protect your clients if a claim, lawsuit, incident, or accident occurs.
  • We can offer unique insurance coverage options for transportation insurance policies such as commercial auto, hired & non-owned auto, motor truck cargo, CGL, and more.


Why Choose Prime As Your Insurance Partner?

There are many reasons why you should choose Prime as your insurance partner but here are some highlights: 

Partnership Approach

At Prime, we build trusted relationships and want all parties to be involved. We arrange a phone call with every potential insured to provide fast, flexible underwriting for every client. From our underwriters to our legal team, the insured, and the producers — at Prime, everyone is considered a partner and our processes are designed for the mutual benefit of all parties involved.

“A” Rated Carrier With 40+ Years of Experience

The strength and stability of Prime have led us to over 40 years of experience in the insurance industry. Transportation liability insurance is our expertise!

In-House Teams

We have it all under one roof – underwriting, legal, risk management, policy services, etc. You will have direct access to our staff and services, ready to assist you! We even have an in-house claims hotline if an incident or claim occurs, available 24/7. Prime can write up to $10 million in-house.

Extraordinary Claims Results

We pride ourselves on our ability to handle claims in-house and effectively. Prime’s team of attorneys and adjusters are here to assist you every step of the way. Unlike most insurance companies, Prime fights frivolous lawsuits. We will be by your side every step of the way!

Experts in Insurance Solutions for the Transportation Industry

Prime can help your clients even if they’ve been canceled or denied insurance in the past or have a claims history. We can insure transportation companies all across the country! Whether your client needs a brand new policy or if they have gaps and exclusions in their current policy, we can write a customized insurance policy to fit their needs. 

Prime has over 40 years of experience, making us one of the best insurance companies for the transportation industry. Many insurance companies are turning away individuals and businesses that are deemed too risky, or, they could be leaving gaps/exclusions in policies that leave the policyholder exposed. Prime takes a more hands-on approach to learn about you, your client, and their needs so we can write a policy that ensures maximum protection.

About Us

Prime Insurance Company is an excess and surplus (E&S) lines insurance company, specializing in property and casualty insurance for non-standard, specialty risks. Prime currently produces in excess of $400 million gross premiums annually. The company writes E&S business in all 50 states and has an “A” (Excellent) rating by A.M. Best*. Prime has also earned a Financial Stability Rating® of A” (A Double Prime), Unsurpassed, from Demotech, Inc.**

Prime delivers coordinated services by integrating expert underwriting, policyholder services, policy accounting, premium financing, risk management, state tax payments, claims administration, and self-insured support program services all under one roof.

*see for latest ratings
**The most current Financial Stability Rating® must be verified by visiting

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.