As an AcroYoga instructor, you help others develop trust, and connection through yoga, acrobatics and healing arts. This puts you in a very vulnerable position. Since Acrobalance is a key component of AcroYoga, participants are often fully suspended in the air, using balance and core strength to form physically demanding poses. Because of the physical risks involved, AcroYoga instruction can expose you to significant personal liability – even if you have an active professional liability policy. Traditional insurance companies often consider activities like AcroYoga as extreme in nature, so they exclude them from coverage in the fine print of their policies. Without the proper coverage, you are exposing yourself to significant personal liability. Prime Insurance Company can provide liability protection for any independent fitness or training instructor from potential liability claims as a result of accident caused by your work.
Does your general liability insurance, professional liability insurance, or product liability insurance protect your personal assets in cases involving frivolous claims?
In most cases, legal judgments exceed the limits of these policies. Also, many common, frivolous claims may qualify as exclusions in your traditional business insurance policies.
In 2010, the Consumer Products Safety Commission reported that yoga-related injuries in emergency rooms and doctor’s offices rose to 7,369.
The most common yoga injuries include neck, back, knee and shoulder injuries.