Entertainment Insurance

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You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Entertainment Insurance

If you’re an insurance producer looking to write more business and provide entertainment insurance solutions to your clients, then Prime Insurance Company is the partner for you. As a leading excess and surplus lines insurance company, Prime can write entertainment insurance with confidence. 

We can help your clients even if they’ve been canceled or denied insurance in the past or have a claims history. Prime is writing policies for essentially any kind of event, for businesses and individuals, within the entertainment realm—everything from firework displays to major music festivals. Whether your client started a new business or is hosting a special event, or has been in the industry for 20+ years, we can write a customized insurance policy to fit their needs. 

With more than 40 years of experience, Prime has insured many special events in a variety of risks, venues, interests, locations—resulting in a proven track record of knowledge in insurance coverage, mitigating risk, and providing superior claims services. Many entertainment insurance companies are tightening their guidelines and dropping entire classes of businesses in the post-pandemic. Queue Prime Insurance Company – an insurance company unlike any other that provides options and solutions for specialty liability risks where few others would.

Nature of Business
(who we can help)

  • Bands, Musicians, Singers, & DJs
  • Dancers
  • Concerts & Music Festivals
  • Actors
  • Event Planners
  • Models
  • Businesses that provide lighting, sound, props, costumes, etc.
  • Entertainment Venues (Concert Halls, Theaters, Entertainment Centers, etc.)
  • Comedians
  • Celebrity Appearances
  • Security Guard Personnel
  • Television & Film (Producers, Film Crew, Etc.)
  • Photographers & Videographers
  • Corporate Entertainment
  • Firework Shows
  • Special Events
  • And More!

Coverages

  • Active Shooter Coverage
  • Alleged Assault & Battery Liability
  • Alleged Sexual Abuse & Molestation Liability
  • Animal Liability
  • Cancellation Coverage
  • Commercial Auto (available in most states)
  • Commercial General Liability
  • Communicable Disease Liability
  • D&O (Directors & Officers) Insurance
  • Equipment Rental Liability
  • E&O (Errors & Omissions) Insurance
  • Excess Casualty
  • Personal Liability
  • Premises Liability
  • Products Liability
  • Professional Liability
  • Property Coverage
  • Spectator Liability
  • TRU Umbrella

More Information About Entertainment Insurance

Why Choose Prime As Your Insurance Partner For Entertainment Insurance?

There are many reasons why you should choose Prime as your insurance partner but here are some highlights: 

Partnership Approach

At Prime, we build trusted relationships and want all parties to be involved. We arrange a phone call with every potential insured to provide fast, flexible underwriting for every client. From our underwriters to our legal team, the insured, and the producers — at Prime, everyone is considered a partner and our processes are designed for the mutual benefit of all parties involved.

“A” Rated Carrier With 40+ Years of Experience

The strength and stability of Prime have led us to over 40 years of experience in the insurance industry. Commercial auto and entertainment insurance are our expertise! 

In-House Teams

We have it all – underwriting, legal, risk management, policy services, etc. You will have direct access to our staff and services, ready to assist you! We even have an in-house claims hotline if an incident or claim occurs, available 24/7.

Extraordinary Claims Results

We pride ourselves on our ability to handle claims in-house and effectively. Prime’s team of attorneys and adjusters are here to assist you every step of the way. Unlike most insurance companies, Prime fights frivolous lawsuits. We will be by your side every step of the way!

Entertainment Industry Insurance

Looking for the best entertainment industry insurance provider? Prime Insurance Company should be at the top of your list. Our partnership approach requires that we speak with the producer and the insured so we can better understand everyone’s needs in order to provide the right coverage, the right service, and most importantly, a healthy relationship.

Prime is here to help anyone in the entertainment industry – from businesses and organizations to individuals such as performers and entertainers. Whether you need professional liability, commercial liability, or both, we can put together a policy that covers you and your assets. 

A lot of people go with cheaper markets that will cost them and their insured more in the long run! Over the past years, many of the cheaper markets have run into trouble, gone broke, or stopped writing. As a result, Prime is writing more business and we remain committed to doing it right! Insureds need a more efficient entertainment insurance company and a better partner that’s willing to fight frivolous lawsuits practiced by legal professionals nationwide.

In short, Prime won’t compete with your other markets from a premium standpoint, but we will help you write the business you are turning away today. Plus, we’ll be by your side when a claim or lawsuit is filed against you.

Entertainment Insurance: Post-COVID

Now that the world is starting to open up post-COVID-19, people are eager to attend high-profile events and activities again. Prime Insurance Company provides coverage for communicable disease liability, which is of the utmost importance given the state that the pandemic left the world in.

Prime’s exclusive Communicable Disease Liability Endorsement enhances your client’s existing Commercial Liability Insurance Policy through Prime Insurance Company. This innovative endorsement is designed to provide them the peace of mind to conduct business with the public in today’s uncertain times. We can even include cancellation coverage as part of their policy!

Learn more about this endorsement, here.

About Prime Insurance Company

Prime Insurance Company is an excess and surplus (E&S) lines insurance company, specializing in property and casualty insurance for non-traditional, specialty risks that don’t meet the current appetite of other markets. Prime currently produces in excess of $400 million gross premiums annually. The company writes E&S business in all 50 states and has an “A” (Excellent) rating by A.M. Best. Prime has also earned a Financial Stability Rating® of A” (A Double Prime), Unsurpassed, from Demotech, Inc. The most current Financial Stability Rating® must be verified by visiting www.demotech.com.

Prime delivers coordinated services by integrating expert underwriting, policyholder services, policy accounting, premium financing, risk management, state tax payments, claims administration, and self-insured support program services all under one roof.

Whether it’s a new type of event including pyrotechnics, crowds of thousands, entertainment, or competitive, Prime’s track record shows it can quickly evaluate and provide options. Its rapid response and talented team move quickly to evaluate and deliver solutions especially with hard deadlines such as products and entertainment with advance bookings.

When there is time, money, and reputation at stake, Prime delivers a stellar experience.

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.