Pilots get to experience freedom unknown to most people. But this enjoyable activity also comes with dangers. Therefore, all pilots need liability coverage to protect them from a “sue-happy” society. Whenever pilots offer services outside of their work hours, they expose themselves to risks that could result in debilitating lawsuits and leave their hard-earned assets vulnerable.
As an insurance agent or broker, you strive to find the most comprehensive protection for your clients. It’s crucial to find a partner that understands the nature of this perilous occupation and has the willingness and resources to cover the risk.
That’s where Prime Insurance Company can help. We want you to feel confident that we are as invested in preserving your clients’ lifestyle as you are. That’s why we provide customized policies for unique needs. Our pilot liability coverage delivers peace of mind and confidence that allows pilots to pursue their passion and protect their financial assets. Your clients have earned their lifestyle. Let us help them protect it.
Liability for physical injury or property damage and physical damage to the aircraft.
Whether you are flying your own plane or renting, you need enough liability insurance to cover any losses that may occur.
Private flight crashes were 12x higher than the average for other types of general aviation flying.
Human error underlies the majority of personal flight crashes.
Pilot insurance does not provide coverage for owners of aircraft. Instead, it offers tailored liability protection for those who fly other people’s planes for business or pleasure. These plans pay for damages or injuries sustained by third parties resulting from the pilot’s negligence up to the policy’s designated limits. The insurance will cover lawsuit judgments and claim settlements and pay for the insured’s legal defense.
Some examples of pilot insurance coverages include:
Because of the inherent dangers in flying, finding pilot liability insurance in the standard market can be challenging. At Prime, we can often say yes when other providers say no. We specialize in insuring individuals and business owners who have been denied coverage or had their policies canceled or nonrenewed elsewhere. We can often cover those who have an extensive claims history that prevents them from getting essential insurance protection from other providers.
Prime backs every pilot insurance plan with exceptional service. Our flexible underwriting makes it easier for producers to find a tailored all-in-one plan that significantly reduces their clients’ exposure by covering gaps and exclusions. We also deliver superior claim service. We provide access to a 24-hour reporting hotline. In addition to these convenient services, we offer risk management solutions that can reduce the likelihood of filing claims.
Agents and brokers experience numerous benefits when choosing us for their clients’ pilot insurance needs. We offer:
Policyholders and producers want to deal with financially stable insurers that can stand behind their products. Prime is proud to have earned an “A” (Excellent) rating from AM Best, an insurance industry-focused credit rating agency with more than 120 years of experience. You can count on our financial stability and our ability to pay claims when the time comes.
Our streamlined application process removes the hassles that can come with obtaining essential pilot insurance coverage. You and your clients can access the application online and fill in the required information. We’ll then contact you to set up a convenient time to discuss the risk by telephone. Once we have all the information we need, we’ll issue a quick quote for approval.