In response to the rise in scrutiny, allegations and investigations against law enforcement officials, Prime Insurance Company has launched the Income Interruption Policy to protect officers in the event their income is reduced due to a suspension, demotion or termination. With an increasingly hostile climate and pressure for disciplinary action by police departments, officers should be prepared in the event their pay is disrupted. The Income Interruption Policy will provide officers the difference in income between their base pay and reduced pay up to the policy limit. With this Prime Insurance Company coverage, law enforcement officials will be able to continue their way of life and care for their family without the fear and consequences of a smaller paycheck.
Disclaimer: This policy may not be offered in every state depending on applicable state and local laws. In addition, legal defense is provided up until a court of competent jurisdiction enters a finding of guilt, at which time no further coverage is available under the policy. Please contact us for more information.
Many traditional insurance policies restrict certain aspects of liability coverage that professionals should have in place. Standard policies have exclusions and limitations and you might not have the coverage.
From January 2010 through December 2010 the National Police Misconduct Statistics and Reporting Project recorded 4,861 unique reports of police misconduct that involved 6,613 sworn law enforcement officers.
Number of sworn law enforcement officers involved (354 were agency leaders such as chiefs or sheriffs).