Family Office Insurance

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You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Family Office Insurance

Family offices are not your typical wealth management firm. They offer a wide range of financial and personal services to high-net-worth individuals or families. These services can include investment management, tax planning, estate planning, concierge services, insurance, and more. Family offices carry tremendous responsibility when providing high-level financial planning for the ultra-wealthy. That is why family offices should carry family office insurance from Prime Insurance Company to help protect their business and their bottom line.

Family office insurance from Prime can protect your client’s family office business from a wide variety of risks and situations that could lead to financial losses. Our insurance policy will cover them in the event of lawsuits, accidents, and incidents that can be associated with their services.

As an insurance producer, you can expand your book of business by partnering with Prime Insurance Company to offer family office insurance to single- and multi-family offices that are in need of liability insurance. We are a leading excess and surplus lines insurance company, that has been providing customized insurance policies to the finance industry for over 40 years. Read on to learn more, or get started by requesting an insurance quote today!

Nature of Business
(who we can help)

We can help insurance producers (agents and brokers) that are looking to write more business for their clients, including:

  • Single-Family Offices
  • Multi-Family Offices
  • High-Net-Worth Individuals
  • High-Net-Worth Families
  • Family Office Services
  • And More!

Coverage Options

  • True Umbrella / Excess Liability
  • Commercial General Liability
  • Professional Liability
  • Commercial Auto (available in most states)
  • Directors and Officers (D&O)
  • Personal Liability
  • Premises Liability
  • Employee Practices Liability Insurance (EPLI)
  • Property Coverage
  • Alleged Assault and Battery Liability
  • Alleged Sexual Abuse and Molestation Liability
  • Communicable Disease Coverage
  • And More


Why is Family Office Insurance Important?

Every family office should have specialty liability insurance. Your clients might have a policy that they think provides the coverage they need. However, when a claim arises, they soon find out they aren’t covered. The truth is, a lot of insurance companies have gaps and exclusions in their policies that will likely not cover some of the services by a family office. However, Prime writes customized insurance policies based on the insured’s needs so they can operate their business with peace of mind.

It’s best to carry customized liability insurance to protect the family office and its employees from legal action taken by clients or third parties. For example, if a family office employee provides incorrect financial advice that leads to significant financial loss for a client, the family office could be held liable. Liability insurance can help to cover the costs of legal defense and any settlements or judgments that may result from such a claim.

Furthermore, if your client in has been denied, canceled, or non-renewed by another insurance company, Prime can step in to offer insurance. When others can’t or won’t provide coverage, we do our best to provide a solution.

Insurance for the Family

A family office’s goal is to protect its client’s family and their assets. Prime provides True Umbrella coverage to protect the family’s high-value home or their cars, boats, jet skis, antique collection, and more. We’ll provide a customized insurance policy to help protect everyone involved.

Insurance for Family Offices

Prime Insurance Companies writes tailored insurance policies not only for the family but also for the business. The business of the family office can offer a variety of services and face a variety of risks, thus, it’s important to protect the business with customized liability insurance!

Insurance for Family Office Services

Prime can also provide insurance for the various services a family office can provide: investment management, tax planning, estate planning, concierge services, and more. If your client needs coverage for a specific service they provide, let us know and we can help.

Get a Family Office Insurance Quote

Please note that we do not accept submissions more than 30 days from expiration. When needed, we can provide same-day quotes and proof of coverage, you just need to complete the Insured Underwriting Call and pay the premium to get it done! To finalize pricing we require a phone call with the owner/applicant. Get started with your family office insurance quote today by clicking the “Get a Quote!” button above.


  • Family offices provide a wide variety of financial and personal services for the ultra-wealthy. With such great responsibility, family offices should have liability insurance to protect their business and bottom line.
  • Expand your book of business by offering Prime Insurance Company’s family office insurance to your clients in the industry needing specialty liability insurance.
  • Our family office insurance can protect your clients if a claim, lawsuit, incident, or accident occurs.
  • We offer a variety of insurance coverage options for family offices, including commercial general liability, professional liability, personal liability, true umbrella, and more.


Why Choose Prime As Your Insurance Partner?

There are many reasons why you should choose Prime as your insurance partner but here are some highlights: 

Partnership Approach

At Prime, we build trusted relationships and want all parties to be involved. We arrange a phone call with every potential insured to provide fast, flexible underwriting for every client. From our underwriters to our legal team, the insured, and the producers — at Prime, everyone is considered a partner and our processes are designed for the mutual benefit of all parties involved.

“A” Rated Carrier With 40+ Years of Experience

The strength and stability of Prime have led us to over 40 years of experience in the insurance industry. Family office insurance is our expertise!

In-House Teams

We have it all under one roof – underwriting, legal, risk management, policy services, etc. You will have direct access to our staff and services, ready to assist you! We even have an in-house claims hotline if an incident or claim occurs, available 24/7. Prime can write up to $10 million in-house.

Extraordinary Claims Results

We pride ourselves on our ability to handle claims in-house and effectively. Prime’s team of attorneys and adjusters are here to assist you every step of the way. Unlike most insurance companies, Prime fights frivolous lawsuits. We will be by your side every step of the way!

Experts in the Finance Industry

Prime can help your clients even if they’ve been canceled or denied insurance in the past or have a claims history. We can insure fall-related businesses all across the country! Whether your client needs a brand new policy or if they have gaps and exclusions in their current policy, we can write a customized insurance policy to fit their needs. 

Prime has over 40 years of experience, making us one of the best insurance companies for the finance industry. Many insurance companies are turning away individuals and businesses that are deemed too risky, or, they could be leaving gaps/exclusions in policies that leave the policyholder exposed. Prime takes a more hands-on approach to learn about you, your client, and their needs so we can write a policy that ensures maximum protection.

About Us

Prime Insurance Company is an excess and surplus (E&S) lines insurance company, specializing in property and casualty insurance for non-standard, specialty risks. Prime currently produces in excess of $400 million gross premiums annually. The company writes E&S business in all 50 states and has an “A” (Excellent) rating by A.M. Best*. Prime has also earned a Financial Stability Rating® of A” (A Double Prime), Unsurpassed, from Demotech, Inc.**

Prime delivers coordinated services by integrating expert underwriting, policyholder services, policy accounting, premium financing, risk management, state tax payments, claims administration, and self-insured support program services all under one roof.

*see for latest ratings
**The most current Financial Stability Rating® must be verified by visiting

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.