Family Office Insurance

Protecting Family Offices From The Unique Risks They Face

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You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Family Office Insurance

Family offices are unique organizations and so are their insurance risks. It is important to review all insurance policies for family offices to ensure they have adequate coverage to protect their assets. Prime strives to build relationships with producers and insureds in order to provide each with the outstanding service they deserve. No other insurance carrier provides the President & CEO’s phone number like Prime does.

As an insurance producer, you can expand your book of business by partnering with Prime Insurance Company to offer customized insurance solutions to these family offices in need of liability insurance. We are a leading excess and surplus lines insurance company that has been providing customized insurance policies to businesses and individuals for over 40 years. Read on to learn more or get started by requesting an insurance quote today!

Who We Can Help

We can help insurance producers (agents and brokers) that are looking to write more business for their clients, including:

  • Family Offices
  • High Net Worth Individuals
  • High Net Worth Families
  • Ultra High Net Worth Individuals
  • Ultra High Net Worth Families
  • And More!

Coverage Options

  • Tru Umbrella / Excess Liability
  • Commercial General Liability
  • Professional Liability
  • Property Coverage
  • Commercial Auto (available in most states)
  • Directors and Officers (D&O)
  • Employee Practices Liability Insurance (EPLI)
  • Special Events Liability
  • Alleged Sexual Abuse & Molestation Liability
  • Alleged Assault & Battery Liability
  • And More


What is Family Office Insurance?

Family office insurance is a specialized type of insurance designed to protect ultra-high-net-worth families from the unique and complex risks they face. It provides comprehensive coverage for a wide range of risks including those related to wealth management, investment, and lifestyle.

Family office insurance is tailored to the specific needs of individual families and can include protection for expensive properties, art collections, jewelry, and other valuable assets. The insurance policy is designed to mitigate the financial impact of potential loss and help families recover from unexpected events that could threaten their financial security.

Why Do Your Clients Need Family Office Insurance from Prime?

It’s best to carry family office insurance to provide coverage in the event of an accident, incident, claim, or lawsuit.

If your client already has an insurance policy, they might have one that they think provides the coverage they need. However, when a claim arises, they soon discover they aren’t covered. The truth is many insurance companies have gaps and exclusions in their policies that will likely not cover all aspects of the business. However, Prime writes customized insurance policies based on your client’s needs. On top of that, we provide risk management expertise and unparalleled claims results.

Typical Coverage Solutions For Families

High-net-worth families and individuals need elite protection for their lifestyle and their assets. Prime will work with you and your clients to provide each coverage on a single policy. Coverages can include:

    • TRU Umbrella – schedule any activity or item
    • TRU Homeowners
    • Animal Liability
    • Luxury & Antique Vehicles
    • High Value Items & Collectibles
    • Recreational Vehicles & Watercraft
    • Aircraft
    • Firearms (available in most states)
    • Alleged Assault & Battery Liability
    • Alleged Sexual Abuse & Molestation Liability
    • Directors & Officers (D&O) Liability
    • Professional Liability
    • Personal Liability
    • Property Coverage
    • Specialty Liability
    • Business Operations, Vehicles, & Activities

Get a Family Office Insurance Quote

Please note that we do not accept submissions more than 30 days from expiration. When needed, we can provide same-day quotes and proof of coverage, you just need to complete the Insured Underwriting Call and pay the premium to get it done! To finalize pricing we require a phone call with the owner/applicant. Get started with your family office insurance quote today by clicking the “Get a Quote!” button above.

Hear From A Producer

Rick J. Lindsey speaking with partners

“I really respect and admire how you guys at Prime manage your business and claims. You guys follow up and pay attention to details like few other companies I have ever met. I’d love to meet you guys in person one day and grab a bite.

We now work with a good amount of insurance companies, some of them are doing tens of billions of dollars a year in premium…when people ask me which company I admire or respect the most, 100% of the time I always say Rick Lindsey and his team.”


      • Expand your book of business by offering Prime Insurance Company’s family office insurance to your clients who need specialty liability insurance. Prime can help even if your client has been declined, canceled, or non-renewed by another insurance company.
      • Our family office insurance can protect your clients if a claim, lawsuit, incident, or accident occurs.
      • Prime’s in-house claims team has experienced insurance professionals who are skilled in complex claims and litigation matters, including in-house attorneys.
      • Prime can offer a variety of coverage solutions, all under one policy, tailored to your client’s needs.


Why Choose Prime As Your Insurance Partner?

There are many reasons why you should choose Prime as your insurance partner but here are some highlights: 

Partnership Approach

At Prime, we build trusted relationships and want all parties to be involved. We arrange a phone call with every potential insured to provide fast, flexible underwriting for every client. From our underwriters to our legal team, the insured, and the producers — at Prime, everyone is considered a partner and our processes are designed for the mutual benefit of all parties involved.

“A” Rated Carrier With 40+ Years of Experience

The strength and stability of Prime have led us to over 40 years of experience in the insurance industry. Family office insurance is our expertise!

In-House Teams

We have it all under one roof – underwriting, legal, risk management, policy services, etc. You will have direct access to our staff and services, ready to assist you! We even have an in-house claims hotline if an incident or claim occurs, available 24/7. Prime can write up to $10 million in-house.

Extraordinary Claims Results

We pride ourselves on our ability to handle claims in-house and effectively. Prime’s team of attorneys and adjusters are here to assist you every step of the way. Unlike most insurance companies, Prime fights frivolous lawsuits. We will be by your side every step of the way!

Experts in Insurance Solutions for Family Offices

Prime can help your clients even if they’ve been canceled or denied insurance in the past or have a claims history. We can insure family offices all across the country! Whether your client needs a brand new policy or if they have gaps and exclusions in their current policy, we can write a customized insurance policy to fit their needs. 

Prime has over 40 years of experience, making us one of the best insurance companies for family offices. Many insurance companies are turning away individuals and businesses that are deemed too risky, or, they could be leaving gaps/exclusions in policies that leave the policyholder exposed. Prime takes a more hands-on approach to learn about you, your client, and their needs so we can write a policy that ensures maximum protection.

About Us

Prime Insurance Company is an excess and surplus (E&S) lines insurance company, specializing in property and casualty insurance for non-standard, specialty risks. Prime currently produces in excess of $400 million gross premiums annually. The company writes E&S business in all 50 states and has an “A” (Excellent) rating by A.M. Best*. Prime has also earned a Financial Stability Rating® of A” (A Double Prime), Unsurpassed, from Demotech, Inc.**

Prime delivers coordinated services by integrating expert underwriting, policyholder services, policy accounting, premium financing, risk management, state tax payments, claims administration, and self-insured support program services all under one roof.

*see for latest ratings
**The most current Financial Stability Rating® must be verified by visiting

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.