The winter season brings twinkling holiday lights, beautiful snowfalls, cozy nights next to the fireplace, and holidays spent with family and friends. This time of year also ushers in freezing temperatures and ice that can damage homes, causing costly homeowners insurance claims that may increase...
When it comes to mobile home park management, understanding the fine line between what is covered by insurance and what isn't is crucial. Familiar exclusions, such as damage from earthquakes, floods, wind, and more, highlight the vulnerabilities of mobile home parks. These exclusions not only...
In today's changing climate, weather-related risks pose significant threats to commercial properties. Coastal regions face hurricanes and floods, while inland areas contend with wildfires, severe storms, and earthquakes. These risks are further compounded by the fact that some insurance carriers are dropping out of the...
Dogs are often referred to as man's best friend, and they can provide incredible companionship and love. As an insurance producer, tell your clients that it's essential to foster a harmonious relationship between their children and their four-legged family members. However, it's crucial to understand...
Salt Lake City, UT, August 14, 2023—Prime Insurance Company, a leading provider of innovative liability solutions for specialty risk, has pledged to provide coverage in distressed areas, particularly California and Florida—where withdrawal of major companies is rattling the insurance industry. The pledge comes on the heels...
Updated 5/7/2024 to update the combined ratio and net earned premium numbers from 2023. Rick J. Lindsey is the President, CEO and Chairman of the Board of Prime Insurance Company and Prime Property & Casualty Insurance Inc. Mr. Lindsey is a licensed surplus lines broker in...
As an insurance agent, you know better than anyone that risk mitigation is a crucial part of protecting your clients' assets and livelihoods. Floods are one of the most common natural disasters that can cause severe property damage and financial losses. Unfortunately, many homeowners and...
Wildfires are devastating events that can cause significant damage to homes and communities. As an insurance producer, it's important to educate your clients on how they can mitigate their risk of wildfire damage. Here are 10 tips to help homeowners protect their homes from wildfires. Create...
The average number of acres burned by wildfires in the United States has been steadily increasing since the 1980s. In 1983, approximately 1.4 million acres of land were burned in wildfires. Jump forward to 2020 and that number had risen to more than 10.1 million acres. For homeowners...
CHICAGO, November 7, 2022 Rick J. Lindsey, President, CEO, and Chairman of Prime Insurance Company, leads the podcast to talk about product highlights, insurance claims stories, and more featuring guest appearances from employees, producers, and insureds. The podcast is hosted on Spotify as "I Hate Insurance!" In...
Nine home insurance companies have entered liquidation in Florida alone over the past year, leaving homeowners to face unprecedented rates during the pandemic. Although Florida has received a lot of attention over the past year, the entire nation has faced more and costlier natural disasters over the past four...
Homebuying can be an overwhelming process, especially in a seller's market. Fortunately, with Prime's customized insurance solutions and True Umbrella coverage, homebuyers can buy a home more confidently. As an insurance producer, you can partner with us at Prime Insurance Company to offer this insurance...
