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Preparing your home for winter

Winter is here and harsh conditions can happen quickly. Help save yourself costly home repairs, and prepare your home against cold weather claims.

Frozen Pipes:

Frozen pipes can be a huge cost for homeowners. Before the cold weather kicks in, do your best to prevent freezing pipes. Learn where the water shut-off is, in case you need to turn off the water before a water leak or freeze. Also, American Red Cross recommends the following:

  • If there are water lines running through the garage, keep the garage door closed.
  • When it is very cold outside, let cold water drip from the faucet served by exposed pipes. This will help prevent the pipes from freezing.

Take preventative measures to not let your pipes freeze.

Hail Damage:

Hail is prevalent among many states in the United States. Although it is common, it is damaging hail that homeowner’s need to be aware of. It can be difficult to spot hail damage at times, but it is best to hire a professional after a heavy hail storm to double check your roof and home.

Tree Damage:

Heavy wind can cause trees branches to break or even a tree to fall on your home. Start preparing now for the unexpected and trim tree’s limbs that surround your home.

Don’t let the winter cost you an arm and leg. Make sure you are fully protected with homeowner’s insurance. Browse our website for more information: http://www.primeis.com/

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rick lindseyAuthored by Rick J. Lindsey, CEO, President, and Chairman of Prime Insurance Company

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. Prime Insurance also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are Prime Insurance can help.

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