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Checking the Essentials Before Buying a House

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In the market for a new house? Make sure you don’t say yes to a nightmare. Here are some things to look for before you buy your dream house.

Take a close look at the roof. Does it look like it has been recently renovated or does it look like it hasn’t been worked on for decades? If the roof looks like it needs a lot of work, it will probably cost you.

Examine the ceiling, walls, and floors. Is there any noticeable water damage? Make sure to take note. Check for cracks in the walls, floors and ceiling, too. Listen carefully as you walk for squeaky noises and pay attention to if the floor feels squishy.

Take note of the temperature of the house. If the house looks old, it probably is. Make sure to look at the furnace and see if it is new or old. If it is old, beware that your utility bills will most likely be up the wall.

Don’t forget to check out the plumbing! Examine the plumbing systems in the bathroom and the kitchen and look for any possible leaks. If you notice water stains or squishy floors, chances are the plumbing is probably in poor shape. Turn on every faucet, including the shower, to determine the water pressure. Last, but not least, check for mold. Mold can cause major health problems.

Pay close attention to the electrical. Make sure you find out where the fuse box or main breaker is. You will want this to be easily accessible. Also, see if there are any loose wires throughout the house and pay attention to the outlets.

Make sure your smelling senses are turned on. Do you smell gas, sewage, or anything odd? Chances are that is not a good sign.

Check out the home’s surroundings. It is important to notice where the home is located. Are there chances of flooding? Wildfires? Landslide? Does the driveway share with your neighbors? Is there a proper fence dividing properties? It’s a lot, but it’s important.

Know your dealbreakers. What is it that is a must-have in your new home? A big kitchen? A backyard? A garage? Are you planning on having kids? Should you get an extra bedroom? Make sure you find out what you must have and don’t steer away from your wishes.

Get the home inspected. Before you make any deal, you must get the home inspected. Home inspectors can do much more than what your eyes, ears, nose and hands can do. It is worth it.

Before you put a down payment on your next home, these are some extremely important things to look for. Home buying can be fun, but it can also be stressful. We hope that we are able to steer you in the right direction.

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rick lindseyAuthored by Rick J. Lindsey, CEO, President, and Chairman of Prime Insurance Company

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. Prime Insurance also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are Prime Insurance can help.

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