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Are Your Long-Haul Trucking Clients High Risk?

Are Your Long-Haul Trucking Clients High Risk?

The increasing need for overland transport combined with the retirement of an aging workforce has created a truck driver shortage. On the face of it, times ought to be good for truck drivers but the reality is different. What remains of the driving workforce must bear the brunt of the increasing demand for long-haul trucking services. This means they must transport more loads at ever tighter delivery schedules.

This problem is exacerbated by the rise of e-commerce, which has placed pressure on the trucking industry for faster deliveries at a lower cost. All of this sums up to stressed and overworked truck drivers sharing the road with the driving public, which leads to increased trucking accidents and litigation against the truck drivers and their carrier companies.

An Inexperienced Workforce

Long-haul trucking has never been an easy way of making a living. While there are individuals who are drawn to and even thrive in the profession, many new-hires never adjust to the grueling 2,000 or 3,000 miles per week of driving combined with the long periods of time away from their families. Because their employers are operating on thin margins, the pay is low and is often based on covered mileage.

These factors, combined with demanding delivery schedules, result in a high annual turnover rate. This leads to a perpetual workforce of inexperienced drivers who lack the driving and safety skills that can only be gained by years of road experience. Carriers with a large percentage of new-hire drivers face a high risk of accidents and civil litigation, many of which could be negligent hiring lawsuits.

The above difficulties are common throughout the trucking industry. Do these factors affect your long-haul trucking clients as well? If this is the case, they might have insufficient coverage. Contact us at Prime Insurance Company to learn how our excess liability coverage can help.


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