Fitness/Training Instructor


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As a fitness or training instructor, you are in a rather vulnerable position. The risk of accident as a result of physical injury is highly likely, as your work requires you to work directly with your clients on a physical level. You are therefore more likely to be blamed for a client's injury, regardless of your professionalism and proper fitness training and instruction. Without the proper coverage, you are exposing yourself to significant personal liability. Prime Insurance Company can provide liability protection for any independent fitness or training instructor from potential liability claims as a result of accident caused by your work.


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Know the facts:
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Clients with pre-existing injuries or who ignore exercise advice may blame the trainer.

970,000 weight training injuries were treated in US hospitals between 1990 and 2007

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We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

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A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.