Conditions for Web Site Use
By using this web site, you signify your agreement to the terms and conditions contained
in any legal notices contained on this web site. Please read all agreements carefully,
portions of any terms at anytime. User access to and use of this web site is subject to
all applicable federal, state, and local laws and regulations.
Authorized Non-Admitted Operations
The insurance affiliates of Prime Holdings Insurance Services, Inc. (collectively "Prime")
operate on an approved, non-admitted basis through the INEX Insurance Exchange or through
The Prime Insurance Syndicate, Inc. in the states identified on this web site.
Risks placed with Prime must be placed in accordance with state and federal law, including
applicable surplus lines laws. Prime does not participate in state guaranty funds; however,
INEX does have its own guaranty fund that backs policies placed by Prime through INEX.
The Prime Insurance Syndicate experiences changes in state authorities from time to time,
and the information on this web site may not be current. This web site may contain information
for products that may not be available in all states. Prime has compiled this web site to
include relevant information; however, no representation is made as to the completeness or
accuracy of the information it contains.
General Information Only
Any applications, policy forms, or other documents on this web site are for general information only.
Customers and policyholders are hereby advised that PRIME does not warrant that forms on this
web site are PRIME's current forms, represent coverage provided to any insured, or are consistent
with any present, future, local, state, or federal statutes, administrative rules, or prevailing
case law. The descriptions of insurance coverage are general in nature and are not a replacement
for actual policy language. Accordingly, we strongly recommend that you consult your attorney concerning
Use of Material from this Site
This web site (including all of its contents) is our property and is protected by copyright, trademark,
and other laws of the United States and other countries. We authorize you to browse through the web
site and print and download copies of material on the web site for the limited purpose of doing
business with us, and so long as you do not remove any copyright or other notices that appear on
the material you print or download. You agree that you will not otherwise copy, display, or transmit
any material on the web site in any manner or medium.
"AS IS" Use
The materials on our web site are provided "AS IS" and without warranties of any kind, either
express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim
all warranties, express or implied, including, but not limited to, implied warranties of
merchantability and fitness for a particular purpose, non-infringement, freedom from computer
virus, and warranties arising from course of dealing or course of performance. We do not
represent or warrant that the functions contained in the web site will be uninterrupted or
error-free, that defects will be corrected, or that the web site or the server that makes
the web site available is free of viruses or other harmful components. We do not make any
warranties or representations regarding the use of the materials in the web site in terms
of their completeness, correctness, accuracy, adequacy, usefulness, timeliness, reliability
or otherwise. You are responsible for the entire cost of any damage to your computer system
or loss of data.
Limitation of Liability
Your use of the web site is at your own risk. To the fullest extent permitted under applicable
law, you understand and agree that neither we, nor any third-party, as content providers shall
be liable for any direct, indirect, incidental, special, consequential, punitive, exemplary,
or any other damages relating to or resulting from your use or inability to use the web site or
any other site you access through a link from the web site or from any actions we take or
fail to take. These include damages for errors, omissions, interruptions, defects, delays,
computer viruses, your loss of profits, loss of data, unauthorized access to and alteration
of your transmissions and data, and other tangible and intangible losses. This limitation
applies regardless whether the damages are claimed under the terms of a contract, as a result
of negligence or otherwise, and even if our representatives or we have been negligent or have
been advised of the possibility of such damages. These limitations shall apply notwithstanding
any failure of essential purpose of any limited remedy. In no event shall our total liability
to you for all damages, losses, and causes of action, whether in an action under contract,
tort, or any other theory, exceed $100.00.
Use of this web site shall be governed by and construed in accordance with the laws of the
State of Utah, without giving effect to any principles of conflicts of law. You agree that
any action at law or in equity arising out of or relating to these terms and conditions
shall be filed only in the state courts located in Salt Lake County, Utah or the federal
court located in Salt Lake County, Utah, and you hereby consent and submit to the personal
jurisdiction of such courts for the purposes of litigating any such action. If any material
on the web site, or your use of the web site, is contrary to the laws of the place where you
are when you access it, the web site is not intended for you, and we ask you not to use the
web site. You are responsible for informing yourself of the laws of your jurisdiction
and complying with them.
Our failure to insist upon or enforce strict performance of any provision of these terms
and conditions shall not be construed as a waiver of any provision or right. Neither the
course of conduct between the parties nor trade practice shall act to modify any of
these terms and conditions.
2005-2015 Prime Holdings Insurance Services, Inc., all rights reserved. No materials
from this web site may be copied, reproduced, republished, posted, or distributed in
any way, except as expressly permitted herein or with the prior written consent of PRIME.
PRIME designs and logos contained on this site are trademarks
of Prime Holdings Insurance Services, Inc. ("PRIME") and
may not be used without the express written consent of PRIME.