FOR OWNERS OF EXOTIC PETS
Owning an exotic pet can be both expensive and risky. Most exotic pets require additional maintenance and veterinary care than a house cat or dog. Unlike most dogs and cats, exotic pets also tend to have recurring illnesses, specific to their breed. Exotic pet ownership has dramatically increased over the last decade; this increase in popularity has resulted in more instances of attack or escape. If you have a large or small bird, reptile, tortoise, rabbit, small or large mammal or other exotic mammal, Prime Insurance Company can cover you if/when your pet is involved in an accident, causing physical or emotional injury to a victim.
The likelihood of your exotic pet being covered by your homeowners insurance is slim. Many traditional insurance policies are very particular as to what animals they cover. Most even restrict certain breeds of dogs from coverage or exclude animal liability coverage altogether. Because insurance policies are becoming more exclusionary, it is likely that your current homeowners insurance policy will not cover your exotic pet.
We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.
Learn More about becoming a producer.
A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.
You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
No risks are bound until expressly accepted by PRIME, upon receipt of all requested information and the return of the applicable premium. In most cases premium financing options are included with the quote.
There are no minimum premium requirements.
Prime writes business in the U.S., Canada, Guam and the U.S. Virgin Islands, with the exception of California, New Hampshire, New York, and Rhode Island. Click here to check state availability.