FOR DOGS AND OTHER PETS
Your dog is more than just a pet, it’s a family member. This can make it difficult to view your dog as a potential liability. Unfortunately, even the most cared for, loved, and well-trained dogs can cause an accident. Something as harmless as a playful nip or digging on your neighbor’s property can result in a messy, time-consuming, and potentially devastating lawsuit. Dog-related damage is the leading cause of homeowner’s insurance claims. That’s why animal liability coverage is an essential part of being a responsible pet owner. Most insurance companies limit dog bite insurance coverage, restrict certain breeds from coverage, or exclude animal liability coverage altogether. Whether your dog has a bite history or is a breed commonly excluded from homeowners coverage, Prime Insurance Company will provide you with the coverage you need.
Many traditional insurance policies restrict certain breeds from coverage or exclude animal liability coverage altogether. Because insurance policies are becoming more exclusionary, it is likely that your current homeowners insurance policy will not cover you if your pet causes an incident.
Many states consider any pet with a dog bite history of any kind as “dangerous.” Owners of such pets are required by certain states and regions to carry proper animal liability coverage.
Bully breeds, Pit Bulls, Rottweilers, Doberman Pinschers, German Shepherds and Akitas. (All insurance providers cover different breeds, be sure to double check your policy.)
*Stats from Insurance Information Institute (I.I.I.) and State Farm®
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You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
No risks are bound until expressly accepted by PRIME, upon receipt of all requested information and the return of the applicable premium. In most cases premium financing options are included with the quote.
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Prime writes business in the U.S., Canada, Guam and the U.S. Virgin Islands, with the exception of California, New Hampshire, New York, and Rhode Island. Click here to check state availability.