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Golf Cart Liability Insurance
Golf carts are versatile vehicles that serve purposes on and off the golf course. Whether your client owns a cart to travel around their gated community or a business use them to transport guests or customers, golf cart liability insurance can help protect them from accidents and liability.
Here at Prime Insurance Company, we offer solutions for specialty liability risks related to property owners and businesses with golf carts, even if they rent or lease out these vehicles. Our team can provide a defense if an incident or claim occurs. Request a quote for golf cart insurance, today!
Nature of Business (who we can help)
We can help insurance producers (agents and brokers) that are looking to write more business for their clients of the following classes:
- Golf Carts for Commercial Transportation
- Golf Carts for Personal Transportation
- Golf Cart Rentals
- Security Patrols
- Professional Landscaping
- Emergency Transportation
- Gas and Electric Golf Carts
- And More
Coverage Options
- Commercial General Liability
- Commercial Auto Coverage (available in most states)
- Equipment Rental Liability
- Personal Liability
- Physical Damage
- Premises Liability
- Products Liability
- Property Coverage
- Alleged Assault and Battery Liability
- Alleged Sexual Abuse and Molestation Liability
- Communicable Disease Liability Coverage
- True Umbrella / Excess Liability
- And More
More Information About Golf Cart Insurance
What Golf Cart Liability Insurance Covers
In general, most liability insurance policies include:
- Property damage liability: This coverage can help your clients if they damage another person’s property.
- Collision costs: When your client experiences a collision with another vehicle or object, regardless of fault, insurance can help pay for repairs.
- Bodily injury liability: Insurance can assist in covering costs due to injury caused to another person, sometimes including a guest passenger.
- Comprehensive damages: Coverage includes damage from fires, theft, acts of nature, or events other than a collision.
Questions About Golf Cart Insurance
Learn about the importance of golf cart insurance in these frequently asked questions:
- Who needs golf cart liability insurance? If your client is a business owner, golf cart driver, property owner, landlord, or renter who owns a golf cart, insurance is necessary to keep them protected.
- Does car insurance cover golf carts? Your client’s car insurance will not cover their golf cart, meaning they will need separate golf cart insurance to stay safe.
- What if my client is in an accident with an uninsured or underinsured driver? Most policies have an option for additional coverage for these situations, making golf cart liability insurance a wise choice for added protection.
Advantages of Prime Insurance Company
Partner with Prime to receive customized solutions for your client’s unique needs and situation. When you work with us, you can expect:
- Partnership Approach: We are dedicated to establishing consistent communication right from the start to ensure you get the results you need.
- Skilled underwriting: Our flexible underwriting team can create the innovative insurance policy that your client requires.
- Risk management expertise: Through on-site visits and direct contact, our in-house team can take care of your client’s specific needs and help mitigate risk.
- Financial stability: With our “A” (Excellent) rating from AM Best*, we have proved ourselves as a reliable and trustworthy partner.
Contact Us For An Insurance Quote Today
When your client needs a convenient and comprehensive solution for their specific situation, Prime is here to support you in delivering quality results. Request a quote today and learn more about how we can help with golf cart liability insurance.
* See the latest ratings at www.ambest.com