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Prime Property & Casualty Insurance Inc. Provides Partnership Approach to the North Carolina & New Mexico Commercial Auto Markets

Chicago, IL – April 26, 2019

Prime Property & Casualty Insurance Inc. (“PPCI”) has announced its debut into the North Carolina & New Mexico commercial auto markets as an admitted carrier specializing in insurance solutions for distressed and substandard risks. With PPCI, producers now have an insurance company to write commercial auto risks and expand their book of business. PPCI offers the capacity to insure any commercial auto risk class with adverse account experiences such as unsatisfactory loss experience, poor driving records or lack of insurance history. PPCI’s partnership approach, based on customized underwriting, extraordinary claims handling and risk management, produces outstanding results for producers and insureds.

Among these are many commercial auto owners, employers, and operators who need to insure their vehicles and drivers and are having tremendous difficulty obtaining insurance due to imperfect histories or atypical business arrangements. Producers have been frustrated by their inability to meet the needs of clients about offering a market for difficult risks to the commercial auto marketplace. “PPCI provides exactly that market,” said Rick J. Lindsey, President and CEO of PPCI. Unlike other insurance providers, PPCI delivers coverage solutions to the entire spectrum of commercial auto risk classes including trucking, taxi cabs, towing, waste hauling and paratransit operations despite circumstances like adverse loss experiences, poor SAFER scores, hazardous cargo, prior insurance cancelations and more. Producers now have an insurance carrier with the stability, expertise and risk appetite to place their most difficult commercial auto liability risks.

The NAIC data report states that in the period of 2013-2017 commercial auto incurred losses were $15,519,716 for liability claims and $4,874,748 for physical damage.* PPCI distinguishes itself by handling claims “in-house” through its Claims Direct Access (“CDA”) service. CDA is committed to thorough and cost-effective resolutions, having successfully resolved over 60,000 property and casualty claims and lawsuits.

PPCI emphasizes that building trusted relationships is the foundation for growth and success. A close-working collaboration with our partners yields tremendous benefits in advancing the mutual interests of parties involved. For producers, PPCI provides a stable and expansive market to place distressed and specialty commercial auto risks that expand prospects for a broader book of business and increased growth. As a result, individuals and businesses with imperfect histories are given the insurance coverage and support they need. When you find the right partners, a new spectrum of opportunity emerges for generating increased business and satisfied clients.

Disclaimer: Prime Property & Casualty Insurance Inc. (“PPCI”) is an admitted insurance company, which is domiciled in Chicago, Illinois and has its principal place of business in Sandy, Utah.  PPCI’s NAIC number is 14371 and is admitted in FL, HI, IL, KS, KY, MA, MD, MN, NV, NH, NJ, NM, NC, and SC.


For more information please contact:

Barbara Malkowski, SVP Marketing and PPCI Board Member

P: 312-884-5801   E: barbaram@primeis.com


Source: NAIC Data’s Global Market Intelligence Insurance Information Institute.



Prime Property & Casualty Insurance Inc. (PPCI)

Prime Property & Casualty Insurance Inc. (PPCI) is an admitted carrier for commercial auto insurance that develops solutions for auto owners, employers, and operators who need to insure their vehicles and drivers. PPCI provides flexible, customizable policies for your specialty risks, even when you have been turned down in the past.


rick lindseyAuthored by Rick J. Lindsey, CEO, President, and Chairman of Prime Insurance Company

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. Prime Insurance also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are Prime Insurance can help.

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