Insurance for Security Services

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Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Liability Insurance For Security Service Professionals

As a security service professional, your job is to protect others from danger; unfortunately in your efforts to protect others physical safety, personal injury and property damage are likely. In our sue-happy society, you run the risk of being sued for negligence or wrongful acts, regardless of your intentions. Just as a doctor must have malpractice coverage, a security service professional needs similar coverage. In most cases, the injuries associated with security services are more serious or violent than general personal injury claims.

Disclaimer: This policy may not be offered in every state depending on applicable state and local laws.  Please contact us for more information.

Nature of Business
(who we can help)

We can help insurance producers (agents and brokers) that are looking to write more business for their clients, including:

  • Security Companies
  • Security Services
  • Armed and Unarmed Guards
  • Mobile Guards
  • Residential Guards
  • Retail Guards
  • Corporate Guards
  • Event Guards
  • Executive Guards
  • Video Surveillance
  • Temporary Security
  • Guard Dogs
  • Any Security Service or Security Guard!

Coverage Options

  • Commercial General Liability
  • Commercial Auto Coverage (available in most states)
  • Animal Liability
  • Personal Liability
  • Premises Liability
  • Products Liability
  • Professional Liability (E&O)
  • Property Coverage
  • Directors and Officers (D&O)
  • Employment Practices Liability Insurance (EPLI)
  • Riot and Civil Commotion Liability Coverage
  • Special Events Liability
  • Active Shooter Liability Coverage
  • Communicable Disease Liability Coverage
  • Alleged Assault and Battery Liability
  • Alleged Sexual Abuse and Molestation Liability
  • TRU Umbrella / Excess Liability
  • And More

Questions to Consider:

Does your homeowners insurance coverage address all of your needs when it comes to your work as a security service professional?

Most homeowners insurance policies  do not provide sufficient coverage for accidents causing physical injury, damage of another person’s property, or professional negligence. A simple umbrella insurance policy with professional liability is full of limits and exclusions that leave you exposed; Prime Insurance Company offers a custom plan to cover any exclusions in your policy.

What are the gaps in insurance that general liability doesn’t cover but a security business needs?

General liability coverage does not include:

  • Third-parties claims about false arrests in which the claimant wasn’t injured don’t generally fall under general liability coverage areas.
  • If your client’s employee varies his normal schedule and doesn’t catch a trespasser or aggressor.

Know the Facts

Bar security doormen are being sued more often for using excessive force than for any other reason.

Professional liability, as well as, errors & omissions insurance is for both security services and advice.

Ready to Apply?

You may submit an application online by clicking the “GET A QUOTE” button, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.