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Fireworks Insurance, special event insurance

Firework Insurance – Safety Tips and Insurance Options

Firework Safety Tips

Fireworks date back to as far as the 7th century. When the Fourth of July rolls around, it’s almost a guarantee there will be fireworks, whether at a show or for personal use. This timeless tradition continues to flourish, but as it does, it’s important that a few safety tips are considered. Follow these tips and enjoy a wonderful holiday.

  • Never allow children to light fireworks and always read the instructions before lighting them yourself
  • Keep water close by and soak used fireworks before disposing of them in the trashcan
  • Light fireworks one at a time in a clear area away from trees, overhangs, and homes
  • Never attempt to relight a “dud”
  • Never aim fireworks at someone else or yourself
  • Store fireworks in a cool, dry place away from children’s reach

Fireworks are fun, but they can also be especially dangerous! Remember these tips when enjoying your Fourth of July celebrations. Remember, be safe!

Fireworks Insurance, special event insurance

Fireworks Insurance: A Critical Component of Amusement and Recreation Insurance Plans

Every occasion can be an occasion for fireworks, which means every occasion is also one for the right fireworks insurance to ensure the safety of your clients and your business. Large-scale firework displays such as those at community events and festivals can be a large liability due to the potential danger to attendees and property. Whether you’re a company that offers a wide array of entertainment and recreational services or you focus solely on fireworks displays, finding the right insurance coverage for your specific business is critical to keep your business lighting up the night sky for all of your clients’ celebrations.

Pyrotechnics and fireworks insurance cover a wide range of business entities within that specific market. Whether your company focuses on manufacturing, selling to consumers or as a wholesaler, or actually setting up and firing pyrotechnic displays at public or private events, you’ll want to make sure that you have coverage that fully protects you and your company in the event of damages or claims. There is no standardized fireworks insurance coverage plan due to variations of regulation in different regions, states, and even counties. If you have to hire a registered pyrotechnic expert, your plan will need compensation provisions; If you’re transporting your fireworks across state lines, you also need liability coverage related to transportation. Every firework company may need a unique coverage plan tailored specifically to their services, their location, and the degree to which they want to ensure the company, the employees, and their assets are fully protected.

Contact Prime Insurance Company for Fireworks Insurance Coverage

Prime Insurance Company is focused on offering you insurance for risks associated with both the general business liability of your company and the more specialized risks unique to amusement and recreation services.

Please contact us here if you’d like to learn more about our customized solutions for your unique business.

Last updated 15 October 2021


rick lindseyAuthored by Rick J. Lindsey, CEO, President, and Chairman of Prime Insurance Company

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. Prime Insurance also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are Prime Insurance can help.

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