Your dog is more than just a pet, it’s a family member. This can make it difficult to view your dog as a potential liability. Unfortunately, even the most cared for, loved, and well-trained dogs can cause an accident. Something as harmless as a playful nip or digging on your neighbor’s property can result in a messy, time-consuming, and potentially devastating lawsuit. Dog-related damage is the leading cause of homeowner’s insurance claims. That’s why animal liability coverage is an essential part of being a responsible pet owner. Most insurance companies limit dog bite insurance coverage, restrict certain breeds from coverage, or exclude animal liability coverage altogether. Whether your dog has a bite history or is a breed commonly excluded from homeowners coverage, Prime Insurance Company will provide you with the coverage you need.
According to the Centers for Disease Control and Prevention, about 4.5 million people are bitten by dogs each year and about 885,000 require medical attention for these injuries; about half of these are children. Senior citizens are the second most common dog bite victims.
In 2019, the average cost for a dog bite insurance claim was $44,760.
*Stats from Insurance Information Institute (I.I.I.) and State Farm®
Insurers paid out $797 million in liability claims related to dog bites and other dog-related injuries in 2019.
We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.
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A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.
You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
There are no minimum premium requirements.
Prime Insurance Company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by Prime.
If there are any questions or urgent requests, please contact us today at 1-800-257-5590 or email@example.com