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Customized Insurance for the Amusement and Recreation Industry

How Insurance Agents Can Help Their Amusement and Recreation Clients with Different State Regulations

Customized Insurance for the Amusement and Recreation Industry

The end of the summer season is here, and that means the surge of summer traffic is slowing down as schools reopen and vacations dwindle. But autumn is also a unique season for fairs and traveling amusement parks, such as state fairs and harvest-based celebrations. Make sure your clients’ parks are in compliance by suggesting that they add a few steps to the park’s daily routine and considerations:

  • They should keep an eye on both the state and national news. July and August news segments often include stories about injured fair-goers and the dangers of uncertified rides. They can reassure their customers and your staff by a quick review of daily inspection policies, by making sure any certification tags are visible and prominent so employees manning a line can point them out to worried parents, and by having standard responses ready for commonly asked questions.
  • Keep up with where your clients travel to. If they travel state to state, some regulations and certification requirements can sneak up on you. Some requirements even vary county to county. Make sure they know to talk to you every time they move so you can make sure your and their business have what you need.

When your clients work in a potentially high-risk business or they face the potential of quickly changing insurance and certification regulations, proactively monitoring their situations can help save you from a sudden emergency or their breach of compliance. Retaining clients is much easier and less costly than risking the loss of them, so do what you can to help them keep afloat of insurance compliance.


If your clients need excess coverage, Prime Insurance Company can help you work out the best policy with your clients.


rick lindseyAuthored by Rick J. Lindsey, CEO, President, and Chairman of Prime Insurance Company

Rick J. Lindsey hails from Salt Lake City, Utah. He began working in the mailroom of his father’s Salt Lake City insurance firm, getting his introduction to the business that became his lifelong career. Lindsey quickly rose through the ranks while working in nearly every imaginable insurance industry job. As an entrepreneur, specialty lines underwriter, claims specialist, risk manager, and a licensed surplus lines broker, Rick Lindsey is highly skilled in all levels of leadership and execution. As he progressed on his career path, Rick discovered an urgent need for insurers willing to write policies for high-risk individuals and businesses. He was frequently frustrated that he could not provide the liability protection these entities desperately needed to safeguard their assets. He also formed the belief that insurance companies acted too quickly to settle frivolous claims. Lindsey decided to try a different approach. He started an insurance company and became the newly formed entity’s CEO. This opportunity has enabled Rick to fill a void in the market and provide a valuable service to businesses, individuals, and insurance agents who write high-risk business. Prime Insurance also specializes in helping individuals and businesses who live a lifestyle or participate in activities that make them difficult for traditional carriers to insure. If you’ve been denied, non-renewed, or canceled coverage, don’t give up quite yet. Chances are Prime Insurance can help.

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