Track Day Insurance

FOR RACE CAR DRIVERS

Driving a car on the track is an awesome and thrilling experience. Feeling the rubber meet the road and testing your skills and driving acumen well, there’s nothing like it. All the fun can come to a screeching halt if you discover that you are not insured while on the track. There’s a 99% chance that your personal auto coverage excludes driving on a race track. If you think or assume you are covered, don’t guess. Contact your agent and verify that liability and physical damage extend to you while driving the vehicle on a track. If you find yourself uninsured on the track don’t worry – we have a solution and will provide a quote within 5-10 minutes.

Questions to consider: Does your general liability insurance, professional liability insurance, or product liability insurance protect your personal assets in cases involving frivolous claims? In most cases, legal judgments exceed the limits of these policies. Also, many common, frivolous claims may qualify as exclusions in your traditional business insurance policies. Questions to consider: Does your homeowners insurance coverage address all areas of exposure you experience in life? A standard homeowners policy generally only provides financial protection when your home or property is damaged. For example, most insurance companies exclude trampolines from their homeowners insurance policies, considering them to be an extreme risk to personal safety.

Know the Facts

There is an estimated 451,000 racers involved in the motorsport

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Ready to Apply

You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Applications Personal Liability Application

Supplemental Documentation

There are no minimum premium requirements.

Prime Insurance Company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by Prime.

If there are any questions or urgent requests, please contact us today at 1-800-257-5590 or quotes@primeis.com