Towing Operations and Repossession Companies


Prime Insurance Company is a preferred provider of specialty liability insurance coverage for towing and repossession companies. Many carriers drop in and out of the class writing business for a limited time. We understand the business and recognize gaps in coverage and liability risks such as on-hook towing, wrongful repo, assault and battery, risks in transportation of goods, firearms, personal liability risks of employees, security personnel, as well as animal liability risks associated with guard and watchdogs. These are just examples of the expertise and knowledge Prime Insurance Company presents for your Repo, Towing, Garage Keeper’s Legal Liability and Direct Primary coverage. We have provided a stable marketplace for over 30 years and will continue to offer products, services, and the best options for repo and towing.

For a list of Garage Liability Coverages & Exclusions, click here.

If you're a repo agent or towing company,
are you at risk for litigation?
Questions to consider:

Know the Facts


Approximately 2 million Americans take out an auto title loan each year. High interest rates of 300% or more are charged resulting in a high rate of repossession and long repayment periods.


One out of every five auto title loans results in the borrower’s car being repossessed.


Even the best of intentioned repo professionals can open themselves up to situations where they could be charged with violations, including property or bodily injury.

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Ready to Apply?

You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.


Supplemental Documentation

There are no minimum premium requirements.

Prime Insurance Company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by Prime.

If there are any questions or urgent requests, please contact us today at 1-800-257-5590 or