In response to the rise in scrutiny, allegations and investigations against law enforcement officials, Prime Insurance Company has launched the Income Interruption Policy to protect officers in the event their income is reduced due to a suspension, demotion or termination. With an increasingly hostile climate and pressure for disciplinary action by police departments, officers should be prepared in the event their pay is disrupted. The Income Interruption Policy will provide officers the difference in income between their base pay and reduced pay up to the policy limit. With this Prime Insurance Company coverage, law enforcement officials will be able to continue their way of life and care for their family without the fear and consequences of a smaller paycheck.
From January 2010 through December 2010 the National Police Misconduct Statistics and Reporting Project recorded 4,861 unique reports of police misconduct that involved 6,613 sworn law enforcement officers.
Number of sworn law enforcement officers involved (354 were agency leaders such as chiefs or sheriffs).
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A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.
You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.
There are no minimum premium requirements.
Prime Insurance Company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by Prime.
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