HR Professional

FOR HR MANAGERS AND PROFESSIONALS

Employment litigation is becoming more common in the United States. Plaintiff attorneys are not only suing the companies involved, they are holding managers and supervisors personally liable. More often than not, lawsuits attempt to hold other individuals liable just because their positions required participation in the activity in question. If you are sued by a client as a direct result of your work, Prime Insurance Company helps you legally defend the claims against you and costs of legal defense. Your employer may have a business policy that covers you under many situations; however, you’re still at serious risk of being named individually in a lawsuit.

Questions to consider: Does your general liability insurance, professional liability insurance, or product liability insurance protect your personal assets in cases involving frivolous claims? In most cases, legal judgments exceed the limits of these policies. Also, many common, frivolous claims may qualify as exclusions in your traditional business insurance policies. Questions to consider: Has personal liability been addressed with your employer? Unless indicated in your contract, they are not required to provide you with legal counsel, leaving you on the hook for the cost of defending yourself. Questions to consider: Are you tasked with being the deliverer of bad news? Even if you are not the decision maker, but the messenger of bad news, such as layoff, termination, or denial of leave benefits, you can often be targeted as the wrongdoer just for being an agent of the decision maker.

Know the Facts

About 99,412 workplace discrimination charges (retaliation 37,836) (race 33,512), (sex discrimination 30,356) filed in 2012. The estimated cost of defending a lawsuit of this nature, excluding trial costs, is $150,000

Become a Producer

We write the tough risks and producers reap the rewards. Whatever the unique underwriting characteristics that make a risk difficult to place, we adapt to specific needs and concerns.

Learn More about becoming a producer.

A Producer agreement is not necessary to receive a quote. However, an agreement must be completed in order to bind coverage.

Ready to Apply

You may submit an application online using the GET A QUOTE button below, or download and fill out the application and supplemental documentation. If you download the application you may either submit them via email, fax or postal mail.

Applications Personal Liability Application

Supplemental Documentation

There are no minimum premium requirements.

Prime Insurance Company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by Prime.

If there are any questions or urgent requests, please contact us today at 1-800-257-5590 or quotes@primeis.com